Manatee County property record for 401 77th St, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,779 sqft · built 2024 |
| Lot Size | 0.185 acres (8,075 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,700,000 (May 2026) |
| Tax Bill | $46,056 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2026 Sale & Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71612-0000-6 |
| Primary APN | 71612-0000-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Living Area |
| Gross Area | 5,000 sqft |
| 1st Floor Area | 148 sqft |
| Basement Area | 240 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,075 sqft (0.185 acres) |
| Lot Dimensions | 95 ft deep x 90 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Pool Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 401 77TH ST |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-2 |
| Legal Description | LOT 1 BLK J BAY PALMS ADD THIRD UNIT PI#71612.0000/6 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | BAY PALMS ADDITION UNIT 3 |
| Legal Tract | 07161000 |
| Legal Block | J |
| Legal Lot Number | 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1801 |
401 77th St is held in a trust since May 2026.
Source: Manatee County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13692 KINGSTON DR, FISHERS, IN 46055-9662 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage BOSTON FIDELITY FINANCIAL LLC |
| May 27, 2026 | Warranty Deed, Transfer · Line of Credit MERCHANTS BANK OF CALIFORNIA |
| Mar 18, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 15, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Mar 18, 2024 · Amount on File |
| Deed Document Number | 202660045 |
| Prior Transfer Date | Oct 25, 2000 |
| Prior Transfer Doc | 1653005177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 401 77TH ST, HOLMES BEACH, FL 34217-1077 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1401 8TH AVE W, BRADENTON, FL 34205-6711 |
| Document Number | 0041022790 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 202341022790 |
| Name | BOSTON FIDELITY FINANCIAL LLC |
|---|---|
| Type | MERS |
| Address | SARASOTA, FL 34233 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Mar 3, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | May 27, 2026 |
| Property Address | 401 77TH ST, HOLMES BEACH, FL 34217-1077 |
| Document Number | 0000060045 |
| Instrument Date | May 26, 2026 |
| Instrument | 202660045 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,615,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 13692 KINGSTON DR, FISHERS, IN 46055-9662 |
| Document Number | 0000060047, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202660047 |
| Name | MERCHANTS BANK OF CALIFORNIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 18, 2024 |
| Property Address | 401 77TH ST, HOLMES BEACH, FL 34217-1077 |
| Document Number | 0041026413 |
| Map Reference | MB 8 PG 36 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 202441026413 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $27,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1401 8TH AVE W, BRADENTON, FL 34205-6711 |
| Name | Verified Name |
|---|---|
| Address | 645 REGATTA WAY, BRADENTON, FL 34208-8438 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 401 77TH ST, HOLMES BEACH, FL 34217-1077 |
| Document Number | 0041151442 |
| Map Reference | MB 8 PG 36 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 202141151442 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $5,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4395 CRAIGDARRAGH AVE, SPRING HILL, FL 34606-6925 |
| Name | Verified Name |
|---|---|
| Address | 1401 8TH AVE W, BRADENTON, FL 34205-6711 |
The 2025 property tax bill for 401 77th St was $46,056, up 472.3% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,975,650 (-0.87%) Land $470,112 Building $2,505,538 | $2,975,650 (-0.87%) Land $470,112 Building $2,505,538 | |
| 2025 | $46,056.00 (+472.34%) | $3,001,827 Land $470,112 Building $2,531,715 | $3,001,827 Land $470,112 Building $2,531,715 |
| 2024 | $8,047.00 (+26.07%) | ||
| 2023 | $6,383.00 (-45.15%) | $470,112 (-35.22%) Land $470,112 | $470,112 (-35.22%) Land $470,112 |
| 2022 | $11,638.00 | $725,730 Land $282,420 Building $443,310 | $725,730 Land $282,420 Building $443,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 77th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 599 units insured incl. 4 condo units |
| Nearby Flood Claims | 581 (1999–2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 77th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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