401 6th St, Duluth, MN 55810 Property Records

St. Louis County property record for 401 6th St, Duluth, MN 55810 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 990 sqft
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jul 2020)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0060-00670`

Property Details

APN / Parcel Number

Primary APN	`185-0060-00670`
Alternative APN	`1092183`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	990 sqft Gross Area
1st Floor Area	792 sqft

Exterior

Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	6,250 sqft (0.143 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	132 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1092183
Street Address	401 6TH ST
City	DULUTH
State	MN
Zip	55810-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 AND 2 SERIAL #
Legal Subdivision	THIRD DIVISION OF PROCTORKNOTT
Legal Block	3
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	PROCTOR
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

Source: St. Louis County records · APN 185-0060-00670

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 6TH ST, DULUTH, MN 55810-1641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 09, 2020	Warranty Deed, Transfer MEMBERS COOPERATIVE CU
Jun 24, 2019	Warranty Deed, Transfer · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 09, 2020 · Amount on Record
Deed Sale	Jul 09, 2020 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20201384633
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	401 6TH ST, DULUTH, MN 55810-1641
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001482078
Date	Jan 25, 2024
Instrument	1482078

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2039

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Type Change Date	Jan 09, 2034
Change Frequency	Annually
Min Rate At Change	9.5%
Max Rate At Change	11.5%
Index	Prime Rate
Margin	1
Max Rate	15.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 09, 2020
Property Address	401 6TH ST, DULUTH, MN 55810-1641
Document Number	00A1384633
Instrument Date	Jun 26, 2020
Instrument	A1384633
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 6TH ST PROCTOR MN 558101641, PROCTOR, MN 55810-1641

Mortgage

Document Number	A1384634
Date	Jul 09, 2020
Instrument	A1384634

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 24, 2019
Property Address	401 6TH ST, DULUTH, MN 55810-1641
Document Number	00A1357223
Instrument Date	Jun 19, 2019
Instrument	A1357223
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	PIONEER ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4949 MATTERHORN DR DULUTH MN 55811, DULUTH, MN 55811

Mortgage

Document Number	A1357224
Date	Jun 24, 2019
Instrument	A1357224

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2034

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Proctor City
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00 (-9.1%) Homeowner's exemption
2025	$2,528.00 (+6.22%) Homeowner's exemption	$164,800 (-9.4%) Land $13,300 Building $151,500	$164,800 (-9.4%) Land $13,300 Building $151,500
2024	$2,380.00	$181,900 (+21.59%) Land $13,400 Building $168,500	$181,900 (+21.59%) Land $13,400 Building $168,500
2022		$149,600 Land $20,300 Building $129,300	$149,600 Land $20,300 Building $129,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2012, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Spectrum, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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