Stearns County property record for 401 6th St, Albany, MN 56307
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,232 sqft · built 1918 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2020) |
| Tax Bill | $3,586 (2026) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-25365-0000 |
| Primary APN | 40-25365-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Living Area |
| Gross Area | 2,438 sqft |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 948 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 224 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Sauna | Sauna |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 401 6TH ST |
|---|---|
| City | ALBANY |
| State | MN |
| Zip | 56307-8355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 5 & 6 BLK 1 THEISEN'S 2ND ADD SECTION 15 TOWNSHIP 125 RANGE 031 THEISEN'S 2ND ADD SECTION 15 TOWNSHIP 125 RANGE 031 |
| Legal Range | 31W |
| Legal Township | 125 |
| Legal Section | 15 |
| Legal Subdivision | THEISENS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 5-6 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10402 |
401 6th St is owned and occupied by an individual who bought it in July 2020.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 6TH ST, ALBANY, MN 56307-8355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Dec 26, 2006 · Amount on File |
| Deed Document Number | 20201574903 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 21, 2020 |
| Property Address | 401 6TH ST, ALBANY, MN 56307-8355 |
| Document Number | 00A1574903 |
| Instrument Date | Jun 30, 2020 |
| Instrument | A1574903 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 6TH ST, ALBANY, MN 56307-8355 |
The 2026 property tax bill for 401 6th St was $3,586 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albany City |
| County | Stearns County |
| Unified School District | Albany Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,586.00 | ||
| 2025 | $289,700 Land $28,700 Building $261,000 | $289,700 Land $28,700 Building $261,000 | |
| 2023 | $3,442.00 | $269,900 Land $32,700 Building $237,200 | $269,900 Land $32,700 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albany serves 2,805 people · EPA ID MN1730001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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