401 5th St, Saxton, PA 16678 Property Records

Bedford County property record for 401 5th St, Saxton, PA 16678

Property Summary

Property Type	Single Family Home
Details	1,904 sqft · built 1990
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individual Names on Record
Last Sale	$83,500 (Jun 2016)
Tax Bill	$1,903 (2026)
Deeds & Mortgages	May 2020 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`I.04-0.00-043`

Property Details

APN / Parcel Number

Primary APN	`I.04-0.00-043`
Alternative APN	`160-078729`

Interior

Stories	1 Story
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modular
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Basement
Deck Area	Deck Area

Location & Zoning

Street Address	401 5TH ST
City	SAXTON
State	PA
Zip	16678-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	401 5TH ST
Jurisdiction	BEDFORD PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2050
Census Tract	960100

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 5TH ST, SAXTON, PA 16678-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF ORBISONIA
Jul 11, 2022	Intrafamily Transfer, Transfer
Sep 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Nov 29, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	20163185
Deed Book / Page	1565 / 983
Last Transfer Date	Sep 12, 2018
Transfer Doc	02018/4244
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	401 5TH ST, SAXTON, PA 16678-1622
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2207
Date	May 20, 2020
Book Page	2020/2207
Instrument	2020-002207

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	401 5TH ST, SAXTON, PA 16678-1622
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/3904
Date	Jul 22, 2022
Book Page	2022/3904
Instrument	2022-003904

Lender

Name	COMMUNITY STATE BANK OF ORBISONIA
Type	Bank
Address	ORBISONIA, PA 17243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jul 11, 2022
Property Address	401 5TH ST, SAXTON, PA 16678-1622
Document Number	02022/3659
Book / Page	2022 / 3659
Instrument Date	Jun 23, 2022
Instrument	2022-003659
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 5TH ST, SAXTON, PA 16678-1622

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Sep 17, 2018
Property Address	401 5TH ST, SAXTON, PA 16678-1622
Document Number	02018/4244
Book / Page	2018 / 4244
Instrument Date	Sep 12, 2018
Instrument	2018-004244
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 5TH ST, SAXTON, PA 16678-1622

Mortgage

Document Number	2018004245
Date	Sep 17, 2018
Instrument	2018-004245

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Nov 29, 2017
Property Address	401 5TH ST, SAXTON, PA 16678-1622
Document Number	2017006150
Instrument Date	Nov 24, 2017
Instrument	2017-006150
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2017006151
Date	Nov 29, 2017
Instrument	2017-006151

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Liberty Township
Unified School District	Tussey Mountain School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,903.00 (+13.34%)	$100,600 (-) Land $20,600 Building $80,000	$100,600 (-) Land $20,600 Building $80,000
2025	$1,679.00 (+6.13%)	$100,600 (-) Land $20,600 Building $80,000	$100,600 (-) Land $20,600 Building $80,000
2023	$1,582.00 Additional exemption filed	$100,600 Land $20,600 Building $80,000
2012			$100,600 Land $20,600 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 79% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Crowsnest Broadband, Upward Broadband.

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