401 5th St, Fenton, MI 48430 Property Records

Genesee County property record for 401 5th St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,089 sqft · built 1963
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Dec 2011)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-25-551-141`

Property Details

APN / Parcel Number

Primary APN	`53-25-551-141`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	1,089 sqft
Basement Area	1,089 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Block
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 5TH ST
City	FENTON
State	MI
Zip	48430-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LOT 6 BLK 18 BOOTH AND MILES NORTHERN ADDITION
Legal Subdivision	BOOTH AND MILES NORTHERN ADDITION
Legal Block	18
Legal Lot Number	6
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2010
Census Tract	13202

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 5TH ST, FENTON, MI 48430-1931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE STATE BANK
Oct 4, 2017	Intrafamily Transfer, Transfer · ARM THE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2011 · Amount on Record
Deed Sale	Dec 29, 2011 · Amount on Record
Prior Sale	Dec 7, 2001 · Amount on Record
Deed Document Number	201188244
Last Transfer Date	Oct 18, 2021
Transfer Doc	0000092487
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Dec 7, 2021
Property Address	401 5TH ST, FENTON, MI 48430-1931
Document Number	0000092487
Instrument Date	Oct 18, 2021
Instrument	202112070092487
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 5TH ST, 401, FENTON, MI 48430-1931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 5TH ST, FENTON, MI 48430-1931

Mortgage

Document Number	0000092488
Date	Dec 7, 2021
Instrument	202112070092488

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.32%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.32%
Index	1-Year CMT
Max Rate	10.3%

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 4, 2017
Property Address	401 5TH ST, FENTON, MI 48430-1931
Document Number	0000063971
Map Reference	LB34 PG642
Instrument Date	Sep 25, 2017
Instrument	201710040063971
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 5TH ST, FENTON, MI 48430-1931

Mortgage

Document Number	0000063972
Date	Oct 4, 2017
Instrument	201710040063972

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.32%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.32%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (+1.42%)	$214,000 (+1.42%)
2025	$2,554.00 (+2.61%) Homeowner's exemption	$105,500 (+13.44%)	$211,000 (+13.44%)
2024	$2,489.00 (+33.17%)
2023		$93,000	$186,000
2019	$1,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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