Cedar County property record for 401 5th St, Durant, IA 52747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,134 sqft · built 1924 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2026) |
| Tax Bill | $2,048 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040016363370010 |
| Primary APN | 040016363370010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| Basement Area | 435 sqft |
| Unfinished Basement | 435 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,403 sqft (0.147 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 401 5TH ST |
|---|---|
| City | DURANT |
| State | IA |
| Zip | 52747-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DURANT LOT 5 BLK 51 |
| Legal Subdivision | TOWN OF DURANT |
| Legal Block | 51 |
| Legal Lot Number | 5 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 450400 |
401 5th St is owned and occupied by an individual who bought it in September 2026.
Source: Cedar County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage MIDWESTON BANK |
| Sep 20, 2018 | Deed of Trust, Mortgage USAA FEDERAL SAVINGS BANK |
| Sep 20, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on File |
| Deed Sale | Sep 23, 2026 · Amount on File |
| Prior Sale | Jun 19, 2023 · Amount on File |
| Deed Document Number | 20262854 |
| Deed Book / Page | 1839 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Sep 23, 2026 |
| Property Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Document Number | 0000002854 |
| Book / Page | 1839 / 110 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 20262854 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Document Number | 0000002855, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 20262855 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Aug 15, 2022 |
| Property Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Document Number | 0001663/40 |
| Book / Page | 1663 / 40 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022 2744 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106 7TH ST, DURANT, IA 52747-9738 |
| Document Number | 0001663/42 |
|---|---|
| Date | Aug 15, 2022 |
| Book Page | 1663/42 |
| Instrument | 2022 2745 |
| Name | MIDWESTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 12, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001435/0000000172 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 0000001435/0000000172 |
| Instrument | 000000003114 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Sep 20, 2018 |
| Property Address | 401 5TH ST, DURANT, IA 52747-9775 |
| Document Number | 001435/167 |
| Book / Page | 1435 / 167 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 000000003113 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 5TH ST, DURANT, IA 52747-9775 |
The 2026 property tax bill for 401 5th St was $2,048.
Source: Cedar County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Durant City |
| Unified School District | Durant Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,048.00 | $123,230 (-) Land $14,080 Building $109,150 | $123,230 (-) Land $14,080 Building $109,150 |
| 2025 | $2,048.00 (-5.27%) | $123,230 Land $14,080 Building $109,150 | $123,230 Land $14,080 Building $109,150 |
| 2024 | $2,162.00 | ||
| 2023 | $118,510 (+30.04%) Land $14,080 Building $104,430 | $118,510 Land $14,080 Building $104,430 | |
| 2022 | $1,638.00 | $91,130 Land $12,670 Building $78,460 | |
| 2021 | $91,130 Land $12,670 Building $78,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANT WATER SUPPLY serves 1,871 people · EPA ID IA1636090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Night Owl Wireless Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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