Polk County property record for 401 5th St, Centuria, WI 54824
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,000 (Jan 2024) |
| Tax Bill | $1,969 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-00305-0000 |
| Primary APN | 111-00305-0000 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 401 5TH ST |
|---|---|
| City | CENTURIA |
| State | WI |
| Zip | 54824-9071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1,2,3,4, BLK 11 ORIGINAL PLAT EXC OUTLOT 1 CSM #3158 V14 PG 180 |
| Legal Block | 11 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK WI |
| Township / Civil Division | CENTURIA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 960701 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 5TH ST, CENTURIA, WI 54824-9071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Sep 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT |
| Jan 29, 2019 | Warranty Deed, Transfer TITLE ONE PREMIER GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Sep 3, 2019 · Amount on Record |
| Deed Document Number | 923190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 8, 2024 |
| Property Address | 401 5TH ST, CENTURIA, WI 54824-9013 |
| Document Number | 0000923190 |
| Map Reference | DOC602380 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 923190 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000923191 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 923191 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Sep 3, 2019 |
| Property Address | 401 5TH ST, CENTURIA, WI 54824-9013 |
| Document Number | 0000874979 |
| Map Reference | MAP 3158 VL 14 PG180 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 874979 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | POLK COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000874980 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 874980 |
| Name | AMERICAN MTG & EQUITY CONSULT |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jan 29, 2019 |
| Property Address | 401 5TH ST, CENTURIA, WI 54824-9013 |
| Document Number | 0000869301 |
| Map Reference | MAP 3158 VL 14 PG180 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 869301 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | TITLE ONE PREMIER GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $189.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Centuria Village |
| Unified School District | Unity School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,969.00 (+2.39%) | $112,200 (-) Land $9,000 Building $103,200 | $182,200 (+14.74%) Land $14,615 Building $167,585 |
| 2023 | $1,923.00 (+20.64%) | $112,200 (-) Land $9,000 Building $103,200 | $158,800 (+45.82%) |
| 2022 | $1,594.00 | $112,200 Land $9,000 Building $103,200 | $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTURIA WATERWORKS serves 900 people · EPA ID WI6490332 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Cable | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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