401 4th St, Oregon City, OR 97045 Property Records

Clackamas County property record for 401 4th St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1920
Lot Size	0.08 acres (3,465 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Feb 2026)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22E31AC05100`

Property Details

APN / Parcel Number

Primary APN	`22E31AC05100`
Alternative APN	`00573258`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,465 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00573258
Street Address	401 4TH ST
City	OREGON CITY
State	OR
Zip	97045-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUC1
Legal Description	2 OREGON CITY PT LT 5 BLK 37
Legal Range	2E
Legal Township	2S
Legal Section	31
Legal Subdivision	OREGON CITY
Legal Block	37
Legal Lot Number	5
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4024
Census Tract	22400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Willamette Falls Locks listed 1974 · 9 contributing resources · NRIS 74001680

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 4th St is owned and occupied by an individual who bought it in February 2026.

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	401 4TH ST, OREGON CITY, OR 97045-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 19, 2022	Warranty Deed, Transfer · Commercial Mortgage CLACKAMAS COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	20264428
Prior Transfer Date	Aug 15, 2022
Prior Transfer Doc	0000047760
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 5, 2026
Property Address	401 4TH ST, OREGON CITY, OR 97045-2203
Document Number	0000004428
Instrument Date	Feb 2, 2026
Instrument	2026-004428
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	LAWYERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 4TH ST, OREGON CITY, OR 97045-2203

Mortgage

Document Number	0000004429
Date	Feb 5, 2026
Instrument	2026-004429

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 29, 2022
Property Address	401 4TH ST, OREGON CITY, OR 97045-2203
Document Number	0000047760
Instrument Date	Aug 15, 2022
Instrument	2022-047760
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2140 CHILDS RD, LAKE OSWEGO, OR 97034-7646

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 19, 2022
Property Address	401 4TH ST, OREGON CITY, OR 97045-2203
Document Number	0000046391
Instrument Date	Aug 15, 2022
Instrument	2022-046391
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2140 CHILDS RD, LAKE OSWEGO, OR 97034-7646

Mortgage

Document Number	0000046392
Date	Aug 19, 2022
Instrument	2022-046392

Lender

Name	CLACKAMAS COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 12, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 401 4th St was $1,876.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00	$93,656	$247,191 Land $135,391 Building $111,800
2023	$1,660.00	$88,281	$244,435 Land $133,765 Building $110,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 4th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1996–1997)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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