401 4th St, Lyle, MN 55953 Property Records

Mower County property record for 401 4th St, Lyle, MN 55953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1895
Lot Size	0.864 acres (37,636 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Feb 2026)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Jul 2014 Mortgage Jul 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27.006.0700`

Property Details

APN / Parcel Number

Primary APN	`27.006.0700`
Alternative APN	`148282`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,636 sqft (0.864 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 4TH ST
City	LYLE
State	MN
Zip	55953-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIL 36 101 18 27006 OUT LOT 47 .91AC
Legal Subdivision	UNKNOWN
Legal Lot Number	47
Jurisdiction	MOWER MN
Township / Civil Division	LYLE
Census Block Group	4
Census Block	4153
Census Tract	1300

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 4TH ST, LYLE, MN 55953-9725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2014	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 24, 2006	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY NATIONAL BANK
Feb 4, 2026	Contract Sale, Transfer · Seller Carry-Back DENNIS GROESBECK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on Record
Deed Sale	Feb 4, 2026 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20261846929
Record Updated	Oct 29, 2026

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	401 4TH ST, LYLE, MN 55953-9725
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000614464
Date	Jul 30, 2014
Instrument	A000614464

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 29, 2029

Interest

Rate Type	Fixed Rate

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	401 4TH ST, LYLE, MN 55953-9725
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000551599
Date	Jul 24, 2006
Instrument	A000551599

Lender

Name	COMMUNITY NATIONAL BANK
Type	Bank
Address	AUSTIN, MN 55912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2036

February 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MOWER MN
Recording Date	Feb 4, 2026
Property Address	401 4TH ST, LYLE, MN 55953-9725
Document Number	000A692302
Instrument Date	Feb 4, 2026
Instrument	A692302
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1385 487TH ST, SAINT ANSGAR, IA 50472-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 4TH ST, LYLE, MN 55953-9725

Mortgage

Document Number	000A692302
Date	Feb 4, 2026
Instrument	A692302

Lender

Name	DENNIS GROESBECK
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Lyle City
Unified School District	Lyle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00 (+15.48%)	$141,300 (+9.37%) Land $20,000 Building $121,300	$141,300 (+9.37%) Land $20,000 Building $121,300
2025	$1,602.00 (-8.46%)	$129,200 (+11.38%) Land $20,000 Building $109,200	$129,200 (+11.38%) Land $20,000 Building $109,200
2023	$1,750.00	$116,000 Land $20,000 Building $96,000	$116,000 Land $20,000 Building $96,000
2022	$1,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lyle serves 521 people · EPA ID MN1500011
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Router12 Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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