401 4th St, Fulton, IL 61252 Property Records

Whiteside County property record for 401 4th St, Fulton, IL 61252

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,272 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Jun 2019)
Tax Bill	$508 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0128105006`

Property Details

APN / Parcel Number

Primary APN	`0128105006`
Alternative APN	`112965`

Exterior

Lot Area	11,272 sqft (0.258 acres)

Location & Zoning

Account Number	112965
Street Address	401 4TH ST
City	FULTON
State	IL
Zip	61252-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANGES LOTS 1 & 4 BLK 5 RNG 10
Legal Block	5
Legal Lot Number	1,4
Jurisdiction	WHITESIDE IL
Township / Civil Division	FULTON
Census Block Group	1
Census Block	1023
Census Tract	500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 4TH ST, FULTON, IL 61252-1617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY STATE BANK OF ROCK FALLS
Mar 30, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance COMMUNITY STATE BANK OF ROCK FALLS
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	20193254
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	401 4TH ST, FULTON, IL 61252-1617
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002184
Date	Mar 30, 2021
Instrument	2021-02184

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 30, 2021
Property Address	401 4TH ST, FULTON, IL 61252-1617
Document Number	0202102183
Instrument Date	Mar 12, 2021
Instrument	2021-02183
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 4TH ST, FULTON, IL 61252-1617

Mortgage

Document Number	0202102184
Date	Mar 30, 2021
Instrument	2021-02184

Lender

Name	COMMUNITY STATE BANK OF ROCK FALLS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 21, 2019
Property Address	401 4TH ST, FULTON, IL 61252-1617
Document Number	0000003254
Instrument Date	Jun 19, 2019
Instrument	3254
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 4TH ST FULTON IL 612521617, FULTON, IL 61252-1617

Mortgage

Document Number	3255
Date	Jun 21, 2019
Instrument	3255

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	CLINTON, IA 52732

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 20, 2034

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Fulton Township
Municipality	Fulton City
Unified School District	River Bend Community Unit District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00	$23,467 Land $5,720 Building $17,747
2024			$70,401 Land $17,160 Building $53,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON serves 3,346 people · EPA ID IL1950250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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