401 4th St, Fairmont, WV 26554 Property Records

Marion County property record for 401 4th St, Fairmont, WV 26554

Property Summary

Property Type	Bank, Financial Building
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on Record
Tax Bill	$21,073 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-2-0170.0000`

Property Details

APN / Parcel Number

Primary APN	`03-2-0170.0000`
Alternative APN	`24-03-2-0170.0000`

Exterior

Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 4TH ST
City	FAIRMONT
State	WV
Zip	26554-2729
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	BLK 8 LS 1-9 AND PT TS 10-14 (0.66 AC) (PLAT 59-A-E)
Legal Subdivision	COTTAGE PLACE
Legal Block	8
Legal Lot Number	1-14 2
Jurisdiction	MARION WV
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1024
Census Tract	20100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fairmont Downtown Historic District listed 1995 · 99 contributing resources · NRIS 95001008

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 167, WINSTON SALEM, NC 27102-0167
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Oct 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2017
Transfer Doc	1218/0180
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	401 4TH ST, FAIRMONT, WV 26554-2729
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 FLEMING AVE, FAIRMONT, WV 26554-2341

Mortgage

Document Number	001319/763
Date	Mar 28, 2023
Book Page	1319/763
Instrument	202300003409

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	401 4TH ST, FAIRMONT, WV 26554-2729
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 HARTZELL ST, RIVESVILLE, WV 26588

Mortgage

Document Number	1282/930
Date	Aug 19, 2021
Book Page	1282/930
Instrument	202100011080

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	401 4TH ST, FAIRMONT, WV 26554-2729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1164/0217
Date	Feb 6, 2017
Book Page	1164/0217
Instrument	201700001825

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	401 4TH ST, FAIRMONT, WV 26554-2729
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201800000092
Date	Jan 3, 2018
Book Page	1186/0367
Instrument	201800000092

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION WV
Recording Date	Oct 27, 2017
Property Address	401 4TH ST, FAIRMONT, WV 26554-2729
Document Number	1218/0180
Book / Page	1218 / 0180
Instrument Date	Oct 9, 2017
Instrument	201700014609
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Amount	Amount Recorded
Tax	$35.20
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Municipality	Fairmont City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,073.00 (-3.15%)	$706,020 (-3.6%) Land $172,860 Building $533,160	$1,176,700 (-3.6%) Land $288,100 Building $888,600
2023	$21,758.00 (+1.57%)	$732,420 (+1.75%) Land $172,860 Building $559,560	$1,220,700 (+1.75%) Land $288,100 Building $932,600
2022	$21,421.00	$719,820 Land $172,860 Building $546,960	$1,199,700 Land $288,100 Building $911,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2021 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1980 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile, Xfinity.

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