401 4th Ave NW, Buffalo, MN 55313 Property Records

Wright County property record for 401 4th Ave NW, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 1938
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2014)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-018-000095`

Property Details

APN / Parcel Number

Primary APN	`103-018-000095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,721 sqft Living Area
1st Floor Area	1,173 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	268 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 4TH AVE NW
City	BUFFALO
State	MN
Zip	55313-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 BUSHNELL OUTLOTS LOT-009 N60FT OF OUTLOT 9 OUTLOT 9
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	BUSHNELL OUTLOTS
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1020
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 4TH AVE NW, BUFFALO, MN 55313-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit KLEINBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014 · Amount on Record
Deed Sale	Oct 8, 2014 · Amount on Record
Prior Sale	Apr 2, 1999 · Amount on Record
Deed Document Number	2014126199
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Jan 31, 2022
Property Address	401 4TH AVE NW, BUFFALO, MN 55313-1022
Document Number	00A1497670
Instrument Date	Jan 25, 2022
Instrument	A1497670
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	CENTRAL LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 4TH AVE NW, BUFFALO, MN 55313-1022

Mortgage

Document Number	00A1497671
Date	Jan 31, 2022
Instrument	A1497671

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	401 4TH AVE NW, BUFFALO, MN 55313-1022
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001371536
Date	Jun 5, 2018
Instrument	1371536

Lender

Name	KLEINBANK
Type	Bank
Address	BOCK, MN 56313

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	May 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (-6.01%)	$259,400 (+8.13%) Land $88,500 Building $170,900	$259,400 (+8.13%) Land $88,500 Building $170,900
2025		$239,900 (-5.74%) Land $74,000 Building $165,900	$239,900 (-5.74%) Land $74,000 Building $165,900
2023	$2,896.00 (+8.71%)	$254,500 Land $70,000 Building $184,500	$254,500 Land $70,000 Building $184,500
2022	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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