401 46th St SE, Everett, WA 98203 Property Records

Snohomish County property record for 401 46th St SE, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,897 sqft · built 2005
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,950 (Sep 2018)
Tax Bill	$5,256 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0146-000-028-00`

Property Details

APN / Parcel Number

Primary APN	`0146-000-028-00`
Alternative APNs	`010146-000-028-00` `4349272`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,897 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	806 sqft
Basement Area	302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4349272
Street Address	401 46TH ST SE
City	EVERETT
State	WA
Zip	98203-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION 31 TOWNSHIP 29 RANGE 05 QUARTER SW CAMBERLY BLK 000 D-00 - LOT 28
Legal Range	05
Legal Township	29
Legal Section	31
Legal Subdivision	CAMBERLY
Legal Block	000 D
Legal Lot Number	28
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4001
Census Tract	41000

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 46TH ST SE, EVERETT, WA 98203-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 27, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	2018376
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	401 46TH ST SE, EVERETT, WA 98203-2148
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001003
Date	Jun 15, 2021
Instrument	202106151003

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	401 46TH ST SE, EVERETT, WA 98203-2148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000708
Date	Nov 18, 2019
Instrument	201911180708

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 27, 2018
Property Address	401 46TH ST SE, EVERETT, WA 98203-2148
Document Number	0000000376
Map Reference	DOC200407285213
Instrument Date	Sep 21, 2018
Instrument	201809270376
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,679.11
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 46TH ST SE, EVERETT, WA 98203-2148

Mortgage

Document Number	0000000377
Date	Sep 27, 2018
Instrument	201809270377

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,256.00 (+11.38%)	$612,000 (+6.49%) Land $342,900 Building $269,100	$612,000 (+6.49%) Land $342,900 Building $269,100
2023	$4,719.00 (+21.59%)	$574,700 (+35.57%) Land $308,700 Building $266,000	$574,700 (+35.57%) Land $308,700 Building $266,000
2022	$3,881.00	$423,900 Land $198,200 Building $225,700	$423,900 Land $198,200 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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