Cascade County property record for 401 3rd St NW, Great Falls, MT 59404
| Property Type | Gym, Health Spa |
|---|---|
| Details | 17,076 sqft · built 1950 |
| Lot Size | 0.995 acres (43,342 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,771,700 (Aug 2017) |
| Tax Bill | $28,602 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2019 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0232736 |
| Primary APN | R0232736 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 17,076 sqft Total Area |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 43,342 sqft (0.995 acres) |
| Garage Type | Detached |
| Garage Area | 4,392 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 0001881300 |
|---|---|
| Street Address | 401 3RD ST NW |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-4106 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Gym, Health Spa |
| Legal Description | WEST BANK LANDING, S02, T20 N, R03 E, LOT 2A OF PLAT 2019-11 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 02 |
| Legal Subdivision | WEST BANK LANDING |
| Legal Lot Number | 2A |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1600 |
401 3rd St NW, a commercial property, is owned by a company that bought it in August 2017.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 104 2ND ST S, 100, GREAT FALLS, MT 59401-3645 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS ALLIANCE BANK |
| Nov 12, 2019 | Loan Modification, Mortgage CITIZENS ALLIANCE BK |
| Oct 22, 2018 | Deed of Trust, Construction Loan · Line of Credit CITIZENS ALLIANCE BK |
| Aug 10, 2018 | Loan Modification, Mortgage CITIZENS ALLIANCE BK |
| Aug 18, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS ALLIANCE BK |
| Mar 27, 2017 | Warranty Deed, Transfer MOUNTAIN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Prior Sale | Jul 20, 2015 · Amount on File |
| Deed Document Number | 2017343836 |
| Prior Transfer Date | Jan 2, 2007 |
| Prior Transfer Doc | 0000141176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Title Company | MTC |
| Name | Verified Name |
|---|
| Document Number | 00R0431468 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | R0431468 |
| Name | CITIZENS ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Document Number | 0000382854 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | MOUNTAIN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 3RD ST NW GREAT FALLS MT 594044106, GREAT FALLS, MT 59404-4106 |
| Document Number | 0000382854 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 382854 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | 202 2ND AVE S # 103, GREAT FALLS, MT 59405-1882 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 28, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Oct 22, 2018 |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Document Number | 0000362588 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 362588 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 21, 2020 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401405409413415 3RD ST NW GREAT FALLS MT 59404, GREAT FALLS, MT 59404 |
| Document Number | 0000362588 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 362588 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | 202 2ND AVE S # 103, GREAT FALLS, MT 59405-1882 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 21, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Document Number | 0000361290 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4415 RIVER DR N GREAT FALLS MT 594051014, GREAT FALLS, MT 59405-1014 |
| Document Number | 0000361290 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 361290 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | 202 2ND AVE S # 103, GREAT FALLS, MT 59405-1882 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Aug 18, 2017 |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 343837 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 1, 2017 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4415 RIVER DR N GREAT FALLS MT 594051014, GREAT FALLS, MT 59405-1014 |
| Document Number | 0000343837 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 343837 |
| Name | CITIZENS ALLIANCE BK |
|---|---|
| Type | Bank |
| Address | 503 MAIN ST, LINCOLN, MT 59405 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Mar 27, 2017 |
| Property Address | 401 3RD ST NW, GREAT FALLS, MT 59404-4106 |
| Document Number | 0000337304 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 337304 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2017 |
| Title Company | MOUNTAIN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 2493 GREAT FALLS MT 594032493, GREAT FALLS, MT 59403-2493 |
The 2026 property tax bill for 401 3rd St NW was $28,602, down 19.7% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Great Falls City |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,602.00 (-19.68%) | $2,390,200 (-) | |
| 2025 | $35,611.00 | $2,390,200 | $2,390,200 Land $1,060,999 Building $1,329,201 |
| 2023 | $30,378.00 | $3,795,280 | $3,795,280 Land $739,650 Building $3,055,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 3rd St NW in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (1978–2014) |
| Claims Outside the SFHA | 11 of 19 |
| Most Recent Claim | Nov 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 3rd St NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 12 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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