Fulton County property record for 401 3rd St, Fulton, KY 42041
| Property Type | Single Family Home |
|---|---|
| Details | 3,094 sqft |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Feb 1998) |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | F-4-11-3 |
| Primary APN | F-4-11-3 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,094 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 350 sqft |
| Patio Area | 126 sqft |
| Cooling System | None |
|---|
| Account Number | 85902 |
|---|---|
| Street Address | 401 3RD ST |
| City | FULTON |
| State | KY |
| Zip | 42041-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 401 THIRD ST 75X150 |
| Jurisdiction | FULTON KY |
| Township / Civil Division | FULTON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 960100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Carr Historic District listed 2001 · 137 contributing resources · NRIS 01000451 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Fulton County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 3RD ST, FULTON, KY 42041-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1998 · Amount on Record |
| Deed Sale | Feb 1, 1998 · Amount on Record |
| Deed Document Number | 0000015037 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON KY |
| Property Address | 401 3RD ST, FULTON, KY 42041-1245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 3RD ST, FULTON, KY 42041-1245 |
| Document Number | MTG200/295 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | MTG 200/295 |
| Instrument | 515228 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | FULTON, KY 42041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 13, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fulton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Fulton County |
| Municipality | Fulton City |
| Unified School District | Fulton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (-5.04%) Additional exemption filed | $127,760 (-) | $127,760 (-) |
| 2023 | $893.00 Homeowner's exemption | $127,760 | $127,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 18 (1984–2023) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON MUNICIPAL WATER SYSTEM serves 4,662 people · EPA ID KY0380149 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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