401 3rd St, Adair, IA 50002 Property Records

Adair County property record for 401 3rd St, Adair, IA 50002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1925
Lot Size	0.187 acres (8,160 sqft)
Owner	Individual Name on Record
Tax Bill	$2,918 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-03-152-012`

Property Details

APN / Parcel Number

Primary APN	`01-03-152-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	704 sqft
Basement Area	856 sqft
Unfinished Basement	176 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Porch	Open Porch
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	401 3RD ST
City	ADAIR
State	IA
Zip	50002-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S. 68'9" OF LOTS 1 & 2 BLK. 16 CRIP
Legal Subdivision	CRI & PRR CO ADD
Legal Block	16
Legal Lot Number	1,2
Jurisdiction	ADAIR IA
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3021
Census Tract	960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 3RD ST, ADAIR, IA 50002-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUTHRIE COUNTY STATE BANK
Aug 31, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUTHRIE COUNTY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2010
Transfer Doc	000639/017
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR IA
Property Address	401 3RD ST, ADAIR, IA 50002-7700
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020220229
Date	Feb 9, 2022
Instrument	2022-0229

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR IA
Recording Date	Aug 31, 2020
Property Address	401 3RD ST, ADAIR, IA 50002-7700
Document Number	0020200985
Instrument Date	Aug 26, 2020
Instrument	2020-0985
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 3RD ST, ADAIR, IA 50002-7700
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200986
Date	Aug 31, 2020
Instrument	2020-0986

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Adair City
Unified School District	Adair-Casey Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,918.00 (+18.04%)	$180,050 (+189.28%) Land $13,190 Building $166,860	$180,050 (+189.28%) Land $13,190 Building $166,860
2024	$2,472.00 (+126.79%)
2023		$62,240 (+16.79%) Land $13,190 Building $49,050	$62,240 (+16.79%) Land $13,190 Building $49,050
2022	$1,090.00	$53,290 Land $7,920 Building $45,370
2021			$53,290 Land $7,920 Building $45,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR MUNICIPAL WATER SUPPLY serves 809 people · EPA ID IA0105002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Casey Mutual Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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