1. Home
  2. Illinois
  3. Whiteside County
  4. Rock Falls
  5. 3rd Ave

401 3rd Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 401 3rd Ave, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$79,800 (Jan 2020)
Tax Bill$2,627 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Jan 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1128438001

Property Details

APN / Parcel Number

Primary APN1128438001
Alternative APN
  • 104095

Exterior

Lot Area6,970 sqft (0.16 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Account Number104095
Street Address401 3RD AVE
CityROCK FALLS
StateIL
Zip61071-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMERRILLS 2ND ADD LOT 16 BLK 21 85500X
Legal SubdivisionMERRILLS SECOND ADDITION
Legal Block21
Legal Lot Number16
JurisdictionWHITESIDE IL
Township / Civil DivisionCOLOMA
Census Block Group3
Census Block3031
Census Tract1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 3RD AVE, ROCK FALLS, IL 61071-1214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2020Warranty Deed, Transfer · Conventional with PMI
STERLING BK
Jan 4, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jul 26, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2020 · Amount on Record
Deed SaleJan 29, 2020 · Amount on Record
Prior SaleJan 4, 2018 · Amount on Record
Deed Document Number2020601
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJan 29, 2020
Property Address401 3RD AVE, ROCK FALLS, IL 61071-1214
Document Number0000000601
Instrument DateJan 8, 2020
Instrument601
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 3RD AVE ROCK FALLS IL 610711214, ROCK FALLS, IL 61071-1214

Mortgage

Document Number602
DateJan 29, 2020
Instrument602
Lender
NameSTERLING BK
TypeBank
AddressSTERLING, IL 61081
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWHITESIDE IL
Recording DateJan 4, 2018
Property Address401 3RD AVE, ROCK FALLS, IL 61071-1214
Document Number0000000062
Instrument DateDec 4, 2017
Instrument62
Transaction TypeTransfer
Record UpdatedJan 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$27.75
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 N MERRILL ST PARK RIDGE IL 600683404, PARK RIDGE, IL 60068-3404

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWHITESIDE IL
Recording DateJul 26, 2017
Property Address401 3RD AVE, ROCK FALLS, IL 61071-1214
Document Number0000004308
Instrument DateFeb 1, 2017
Instrument4308
Transaction TypeForeclosure
Record UpdatedNov 3, 2017

Transaction

AmountAmount Recorded
Tax$41.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address401 3RD AVE ROCK FALLS IL 610711214, ROCK FALLS, IL 61071-1214
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionColoma Township
MunicipalityRock Falls City
Elementary School DistrictRock Falls Elementary School District 13 (PK - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,627.00$29,927 Land $5,312 Building $24,615
2024$89,781 Land $15,936 Building $73,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1983–1996)
Most Recent ClaimMay 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCK FALLS
serves 8,620 people · EPA ID IL1950450
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Internet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Rise Broadband.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures