401 2nd St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 401 2nd St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,428 sqft · built 1999
Lot Size	0.088 acres (3,844 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Oct 2025)
Tax Bill	$3,411 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`256OF001`

Property Details

APN / Parcel Number

Primary APN	`256OF001`
Alternative APNs	`104416949712` `80059176`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	1,428 sqft Heated Area
Gross Area	2,100 sqft
1st Floor Area	714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,844 sqft (0.088 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80059176
Street Address	401 2ND ST
City	SUNSET BEACH
State	NC
Zip	28468-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-33 B-3 SUNSET BEACH PL-7/64-64A
Legal Subdivision	SUNSET BEACH
Legal Block	3
Legal Lot Number	33
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1019
Census Tract	20512

Owner

Source: Brunswick County assessment roll, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	503 MACLEAN DR, GIBSONVILLE, NC 27249-2701
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 11, 2017	Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Apr 11, 2017 · Amount on Record
Deed Book / Page	5433 / 1286
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 6, 2025
Property Address	401 2ND ST, SUNSET BEACH, NC 28468
Document Number	0054331286
Book / Page	5433 / 1286
Map Reference	MB 7 PG 64&64A
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4208 MOSS CREEK CT, MATTHEWS, NC 28105-5291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 MACLEAN DR, GIBSONVILLE, NC 27249-2701

Mortgage

Document Number	0054331289
Date	Oct 6, 2025
Instrument	5433/1289

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	401 2ND ST, SUNSET BEACH, NC 28468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042331051
Date	Aug 21, 2019
Book Page	4233/1051

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 11, 2017
Property Address	401 2ND ST, SUNSET BEACH, NC 28468
Document Number	0038940462
Book / Page	3894 / 0462
Map Reference	MB 7 PG 64&64A
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 GLENDALE DR, 108, CHAPEL HILL, NC 27514-5910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 2ND ST, SUNSET BEACH, NC 28468-4003

Mortgage

Document Number	, 3894/0464
Date	Apr 11, 2017
Instrument	3894/0464

Lender

Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,411.00	$639,690 (-) Land $240,000 Building $399,690	$639,690 (-) Land $240,000 Building $399,690
2024	$3,411.00
2023		$639,690 Land $240,000 Building $399,690	$639,690 Land $240,000 Building $399,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Atlantic Telephone Membership Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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