401 2nd St, San Leon (Dickinson), TX 77539 Property Records

Galveston County property record for 401 2nd St, San Leon, TX 77539

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,269 sqft · built 2004
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2014)
Tax Bill	$7,659 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`6240-0064-0024-001`

Property Details

APN / Parcel Number

Primary APN	`6240-0064-0024-001`
Alternative APN	`R408311`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,269 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	1,494 sqft
2nd Floor Area	775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Mixed
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,587 sqft (0.266 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	401 2ND ST
City	DICKINSON
State	TX
Zip	77539-2437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 10 A EDWARDS SUR N 54 FT OF ABND ROW ADJ BTWN OF BLK 63 & 64 (24-1) SAN LEON TOWNSITE
Legal Subdivision	SAN LEON
Legal Block	63,64
Jurisdiction	GALVESTON TX
Township / Civil Division	TEXAS CITY-LEAGUE CITY
Census Block Group	1
Census Block	1019
Census Tract	721800

Owner

401 2nd St is owned and occupied by two individuals who bought it in May 2014.

Source: Galveston County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7710 APACHE PLUME DR, HOUSTON, TX 77071-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit CHANGE LENDING LLC
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2014 · Amount on File
Deed Sale	May 6, 2014 · Amount on File
Prior Sale	May 14, 2004
Deed Document Number	201424478
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Recording Date	Oct 13, 2026
Property Address	401 2ND ST, DICKINSON, TX 77539-2437
Document Number	0000049282
Instrument Date	Oct 7, 2026
Instrument	202649282
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 2ND ST, DICKINSON, TX 77539-2437

Mortgage

Document Number	0000049282,
Date	Oct 13, 2026
Instrument	202649282

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALVESTON TX
Property Address	401 2ND ST, SAN LEON, TX 77539-2437
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042717
Date	Jun 27, 2022
Instrument	2022042717

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	9.99%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 401 2nd St was $7,659 with exemptions applied, down 9.5% from the year before.

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Galveston County
Unified School District	Dickinson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$606,000 (+2.58%) Land $224,440 Building $381,560	$606,000 (-15.16%) Land $224,440 Building $381,560
2025	$7,659.00 (-9.48%) Homeowner's exemption Senior Citizen's exemption	$590,765 Land $224,440 Building $489,810	$714,250 Land $224,440 Building $489,810
2024	$8,461.00
2023		$668,380 Land $133,250 Building $535,130	$668,380 Land $133,250 Building $535,130
2018	$10,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 2nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	496 (1979–2024)
Claims Outside the SFHA	175 of 496
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Ike, Sep 2008 · 261 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 20 claims Hurricane Alicia, Aug 1983 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LEON MUD serves 11,622 people · EPA ID TX0840063
Water Source	Purchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

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