401 2nd St, Lyle, MN 55953 Property Records

Mower County property record for 401 2nd St, Lyle, MN 55953

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,696 sqft · built 1880
Lot Size0.234 acres (10,193 sqft)
OwnerCompany Name on Record
Tax Bill$1,308 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN27.001.0470

Property Details

APN / Parcel Number

Primary APN27.001.0470

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,193 sqft (0.234 acres)
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address401 2ND ST
CityLYLE
StateMN
Zip55953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL VILLAGE 27001 007 005
Legal SubdivisionUNKNOWN
Legal Block5
Legal Lot Number7
JurisdictionMOWER MN
Township / Civil DivisionLYLE
Census Block Group4
Census Block4160
Census Tract1300

Owner

Source: Mower County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 131, LYLE, MN 55953-0131
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOWER MN
Property Address401 2ND ST, LYLE, MN 55953
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA648865
DateNov 4, 2019
InstrumentA648865
Lender
NameFARMERS & MERCHANTS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 21, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMower County
MunicipalityLyle City
Unified School DistrictLyle Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,308.00 (+14.74%)$125,400 (+8.95%) Land $20,000 Building $105,400$125,400 (+8.95%) Land $20,000 Building $105,400
2025$115,100 (+23.23%) Land $20,000 Building $95,100$115,100 (+23.23%) Land $20,000 Building $95,100
2023$1,140.00$93,400 Land $20,000 Building $73,400$93,400 Land $20,000 Building $73,400
2022$1,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLyle
serves 521 people · EPA ID MN1500011
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
not recorded as resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
Router12 Networks
Fixed Wireless
100 / 20

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