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401 2nd St, Gilby, ND 58235 Property Records

Grand Forks County property record for 401 2nd St, Gilby, ND 58235

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 6,546 sqft · built 1992
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2020)
Tax Bill$2,319 (2025)
Deeds & MortgagesJan 2018 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN43311500093005

Property Details

APN / Parcel Number

Primary APN43311500093005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,546 sqft Living Area
1st Floor Area3,446 sqft
Basement Area3,446 sqft
Finished Basement3,446 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area174,240 sqft (4 acres)
Garage TypeAttached

Location & Zoning

Street Address401 2ND ST
CityGILBY
StateND
Zip58235-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWN: 153 SCT: 9 RNG: 53 SUB: 433115 PT NE1/4SW1/4 (D0C#480374), 9-153-53
Legal Range53W
Legal Township153
Legal Section09
Legal SubdivisionUNPLATTED PARTS- TOWNSHIP
JurisdictionGRAND FORKS ND
Township / Civil DivisionGILBY
Census Block Group1
Census Block1224
Census Tract11400

Owner

Source: Grand Forks County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 2ND ST, GILBY, ND 58235-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2018Deed of Trust, Mortgage
GATE CITY BANK
Sep 9, 2020Warranty Deed, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleSep 30, 2016
Deed Document Number2020805394
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND FORKS ND
Property Address401 2ND ST, GILBY, ND 58235-3526
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000000780236
DateJan 12, 2018
Instrument000000780236
Lender
NameGATE CITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAND FORKS ND
Recording DateSep 9, 2020
Property Address401 2ND ST, GILBY, ND 58235-3526
Document Number805394
Instrument DateSep 8, 2020
Instrument805394
Transaction TypeTransfer
Record UpdatedNov 8, 2021
Title CompanyPRIORITY NATIONAL TITLE SERVICES, PRIORITY NATIONAL TITLE SERV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 2ND ST, GILBY, ND 58235-3526

Mortgage

Document Number805395
DateSep 9, 2020
Instrument805395
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyGrand Forks County
MunicipalityGilby City
Unified School DistrictMidway Public School District 128 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,319.00 (-37.07%)$193,300 (+7.75%) Land $7,050 Building $186,250$386,600 (+7.75%) Land $14,100 Building $372,500
2023$3,685.00$179,400 Land $9,750 Building $169,650$358,800 Land $19,500 Building $339,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1997–2022)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2022 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 90% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAGASSIZ WATER USERS DISTRICT
private · serves 3,438 people · EPA ID ND1801056
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Polar Telecommunications
Fiber		1,000 / 1,000
Midco
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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