401 29th St NW, Bemidji, MN 56601 Property Records

Beltrami County property record for 401 29th St NW, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details988 sqft · built 1982
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Tax Bill$2,266 (2026)
Deeds & MortgagesSep 2026 Mortgage
Dec 2023 Second Mortgage
+ 1 more
APN80.00748.01

Property Details

APN / Parcel Number

Primary APN80.00748.01

Interior

Building Area988 sqft Living Area
Basement Area520 sqft
Finished Basement520 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions300 ft deep x 75 ft wide
Garage Area624 sqft
Deck Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address401 29TH ST NW
CityBEMIDJI
StateMN
Zip56601-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT- 4 TWP-146 RANGE- 33 AUDITOR'S PLAT NUMBER 4 LOT- A
Legal Range33
Legal Township146
Legal Section04
Legal SubdivisionAUDITORS PLAT NUMBER 4
Legal Lot NumberA
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group4
Census Block4002
Census Tract450202

Owner

401 29th St NW is owned and occupied by an individual.

Source: Beltrami County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address401 29TH ST NW, BEMIDJI, MN 56601-2207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY PLUS FEDERAL CREDIT UNION
Dec 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AFFINITY PLUS FCU
Nov 25, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AFFINITY PLUS FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Recording DateSep 18, 2026
Property Address401 29TH ST NW, BEMIDJI, MN 56601-2207
Document Number0000639036
Instrument DateSep 9, 2026
Instrument2026639036
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 29TH ST NW, BEMIDJI, MN 56601-2207

Mortgage

Document Number0000639036,
DateSep 18, 2026
Instrument2026639036
Lender
NameAFFINITY PLUS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 5, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address401 29TH ST NW, BEMIDJI, MN 56601-2207
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000619504
DateDec 12, 2023
InstrumentA000619504
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term178 Months
DueOct 20, 2038

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address401 29TH ST NW, BEMIDJI, MN 56601-2207
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000594109
DateNov 25, 2020
InstrumentA000594109
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueNov 20, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 401 29th St NW was $2,266, down 11.1% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,266.00 (-11.07%)$206,700 (-) Land $21,700 Building $185,000$206,700 (-) Land $21,700 Building $185,000
2025$2,548.00 Homeowner's exemption$206,700 Land $21,700 Building $185,000$206,700 Land $21,700 Building $185,000
2023$200,600 Land $21,700 Building $178,900$200,600 Land $21,700 Building $178,900
2021$2,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 401 29th St NW.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 401 29th St NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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