Cascade County property record for 401 1st St N, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1949 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,273 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0243771 |
| Primary APN | R0243771 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Detached |
| Garage Area | 3,048 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0003569800 |
|---|---|
| Street Address | 401 1ST ST N |
| City | CASCADE |
| State | MT |
| Zip | 59421-8389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 8 |
| Legal Description | S26, T18 N, R01 W, C.O.S. 3052, TR 2A |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 26 |
| Legal Tract | 2A |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10400 |
401 1st St N is owned and occupied by two individuals who acquired it in June 2022.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 1ST ST N, CASCADE, MT 59421-8389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Line of Credit THE STOCKMENS BANK |
| Aug 21, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 |
| Deed Sale | Aug 21, 2020 |
| Prior Sale | Dec 11, 2014 · Amount on File |
| Deed Document Number | 2020393442 |
| Last Transfer Date | Jun 3, 2022 |
| Transfer Doc | 0000430842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 401 1ST ST N, CASCADE, MT 59421-8389 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000396817 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | R0396817 |
| Name | THE STOCKMENS BANK |
|---|---|
| Type | Bank |
| Address | CASCADE, MT 59421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 5, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Aug 21, 2020 |
| Property Address | 401 1ST ST N, CASCADE, MT 59421-8389 |
| Document Number | 0000393442 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 393442 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 1ST ST N CASCADE MT 594218389, CASCADE, MT 59421-8389 |
The 2026 property tax bill for 401 1st St N was $1,273, down 14.9% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Cascade Town |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,273.00 (-14.91%) | $320,200 (-) | |
| 2025 | $1,496.00 | $320,200 | $320,200 Land $52,786 Building $267,414 |
| 2023 | $1,641.00 | $233,600 | $233,600 Land $28,423 Building $205,177 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 1st St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 1st St N is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 80% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CASCADE serves 650 people · EPA ID MT0000171 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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