Minnehaha County property record for 401 1st St, Garretson, SD 57030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,186 sqft · built 1920 |
| Lot Size | 0.136 acres (5,907 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Sep 2018) |
| Tax Bill | $2,543 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-12-20-177-020-000 |
| Primary APN | 01-12-20-177-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,186 sqft Finished Area |
| 1st Floor Area | 1,186 sqft |
| Basement Area | 836 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,907 sqft (0.136 acres) |
| Lot Dimensions | 140 ft deep x 42.2 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 23318 |
|---|---|
| Street Address | 401 1ST ST |
| City | GARRETSON |
| State | SD |
| Zip | 57030-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EX S 14.5`) 2 BLOCK 18 ROYCES 4TH ADDN TO CITY OF GARRETSON |
| Legal Subdivision | ROYCES 4TH ADDN |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | GARRETSON |
| Census Block Group | 1 |
| Census Block | 1164 |
| Census Tract | 10101 |
401 1st St is owned and occupied by an individual who bought it in September 2018.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 1ST ST, GARRETSON, SD 57030-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CU MORTGAGE DIRECT LLC |
| Jan 3, 2020 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Prior Sale | Dec 12, 2013 · Amount on File |
| Deed Book / Page | 585-D / 0300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 401 1ST ST, GARRETSON, SD 57030-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1847MTG/444 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 1847 MTG/444 |
| Name | CU MORTGAGE DIRECT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SIOUX FALLS, SD 57108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 401 1ST ST, GARRETSON, SD 57030-2109 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1875MTG/0400 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 1875 MTG/0400 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79935 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jul 24, 2049 |
The 2025 property tax bill for 401 1st St was $2,543.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Garretson City |
| Unified School District | Garretson School District 49-4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,405 (+9.47%) Land $11,077 Building $177,328 | $188,405 Land $11,077 Building $177,328 | |
| 2025 | $2,543.00 | $172,100 (-4.39%) Land $11,200 Building $160,900 | |
| 2024 | $2,543.00 | $180,000 Land $8,900 Building $171,100 | |
| 2022 | $2,178.00 | $144,000 Land $8,900 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETSON serves 1,228 people · EPA ID SD4600138 |
|---|---|
| Water Source | Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures