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401 1st St, Elgin, OK 73538 Property Records

Comanche County property record for 401 1st St, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,470 sqft · built 1940
Lot Size0.307 acres (13,373 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Sep 2019)
Tax Bill$746 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2019 Sale
Flood ZoneZone X (minimal risk)
APN04N10W-31-2-50000-066-0013

Property Details

APN / Parcel Number

Primary APN04N10W-31-2-50000-066-0013
Alternative APNs
  • 050000-0660013-00000
  • 160045651
  • 45651

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,470 sqft Living Area
1st Floor Area1,470 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2007
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area13,373 sqft (0.307 acres)
Garage TypeMixed
Garage Area810 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area840 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number45651
Street Address401 1ST ST
CityELGIN
StateOK
Zip73538-9102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN BLK 66 LOTS 13-15 & BEG AT NW/C LOT 13 BLK 66 THN S 140' ALG W BDRY LNE LOT 13 TO SW/C LOT 13 THN E 75' ALG S BDRY LNE
Legal Range10W
Legal Township04N
Legal Section31
Legal SubdivisionELGIN
Legal Block66
Legal Lot Number13-15
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group1
Census Block1064
Census Tract2101

Owner

401 1st St is owned and occupied by two individuals who bought it in September 2019.

Source: Comanche County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address4524 SW ATOM AVE, LAWTON, OK 73505-6824
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 4, 2019Warranty Deed, Transfer
SOVEREIGN TITLE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2019 · Amount on File
Deed SaleSep 4, 2019 · Amount on File
Prior SaleMar 14, 2003
Deed Document Number201912652
Deed Book / Page8318 / 128
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateSep 22, 2026
Property Address401 1ST ST, ELGIN, OK 73538-9102
Document Number0000015194
Book / Page10319 / 263
Instrument DateSep 9, 2026
Instrument202615194
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4524 SW ATOM AVE, LAWTON, OK 73505-6824

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateSep 4, 2019
Property Address401 1ST ST, ELGIN, OK 73538-9102
Document Number008318/128
Book / Page8318 / 128
Instrument DateSep 4, 2019
Instrument2019-012652
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount on Record
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 401 1st St was $746 with a homeowner's exemption.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
MunicipalityElgin City
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,375 (-) Land $1,839 Building $6,536$74,440 (-35.62%) Land $16,348 Building $58,092
2025$746.00 Homeowner's exemption$8,375 (-1.9%) Land $2,269 Building $6,106$115,630 (+2.59%) Land $25,394 Building $90,236
2024$746.00 (-7.79%)$8,537 (+10.24%) Land $2,301 Building $6,236$112,710 (+63.75%) Land $29,394 Building $83,316
2023$809.00$7,744 Land $2,109 Building $5,635$68,831 Land $18,743 Building $50,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 1st St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN PWA
serves 3,300 people · EPA ID OK2001610
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting65
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Southwest Oklahoma Telephone Company
Fiber		1,000 / 750
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink, TDS Telecom.

Nearby Properties on 1st St

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