401 1st Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 401 1st Ave NE, Largo, FL 33770

Property Summary

Property Type	Apartment House (2-4 Units)
Details	13 ba · 1,884 sqft · built 1950
Lot Size	0.559 acres (24,367 sqft)
Owner	Company Name on File
Last Sale	$1,485,000 (Jun 2024)
Tax Bill	$23,734 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-1839-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-1839-4`
Alternative APNs	`34-29-15-76536-002-0010` `152934765360020010` `R376124`

Interior

Full Baths	13 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	3 Units
Stories	1 Story
Building Area	1,884 sqft Heated Area
1st Floor Area	6,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	24,367 sqft (0.559 acres)
Lot Dimensions	127 ft deep x 192 ft wide
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	657 sqft
Deck Area	110 sqft
Patio Area	110 sqft
Shed	1 Shed
Shed Area	64 sqft
Gazebo	110 sqft
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376124
Old Parcel Number	152934765360020010
Street Address	401 1ST AVE NE
City	LARGO
State	FL
Zip	33770-3707
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	ROOSEVELT GROVES BLK 2, LOTS 1 THRU 4
Legal Range	15
Legal Township	29
Legal Section	34
Legal Subdivision	ROOSEVELT GROVES
Legal Block	2
Legal Lot Number	1-4 2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1029
Census Tract	25604

Owner

401 1st Ave NE, a residential property, is owned by a company that bought it in June 2024.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Company Name on File
Mailing Address	174 BOULEVARD, HASBROUCK HEIGHTS, NJ 07604-1846
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on File
Deed Sale	Jun 26, 2024 · Amount on File
Prior Sale	Apr 7, 2020 · Amount on File
Deed Document Number	2024163268
Deed Book / Page	22843 / 368
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 7, 2020
Property Address	401 1ST AVE NE, LARGO, FL 33770-3707
Document Number	0209540806
Book / Page	020954 / 000806
Instrument Date	Mar 31, 2020
Instrument	114792
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4222 INTERLAKE DR TAMPA FL 336242349, TAMPA, FL 33624-2349

Mortgage

Document Number	209540808
Date	Apr 7, 2020
Book Page	020954/000808
Instrument	114793

Lender

Name	BANKFINANCIAL NA
Address	60 N FRONTAGE RD, BURR RIDGE, IL 60527-7158

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	209551585,
Date	Apr 7, 2020
Book Page	020955/001585
Instrument	115913

Lender

Name	BANKFINANCIAL NA
Address	BURR RIDGE, IL 60527

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 1st Ave NE was $23,734.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,734.00	$1,250,000	$1,250,000 Land $553,996 Building $696,004
2023	$18,343.00 (+2.93%)	$970,000 (+3.19%)	$970,000 (+3.19%) Land $465,041 Building $504,959
2022	$17,820.00	$940,000	$940,000 Land $514,820 Building $425,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 1st Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 1st Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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