Polk County property record for 401 18th St SE, Winter Haven, FL 33884
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 24,350 sqft · built 1980 |
| Lot Size | 3.46 acres (150,918 sqft) |
| Owner | Company Name on File |
| Last Sale | $7,769,000 (May 2022) |
| Tax Bill | $42,206 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-27-593510-000030 |
| Primary APN | 26-28-27-593510-000030 |
|---|---|
| Alternative APNs |
|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 24,350 sqft Living Area |
| 1st Floor Area | 24,350 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Family |
| Lot Area | 150,918 sqft |
| Total Buildings | 6 Buildings |
| Street Address | 401 18TH ST SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1138 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Local Zoning Code | RP |
| Legal Description | BRANDYWYNE SUB PB 66 PG 6 LOTS 3 4 & 5 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 27 |
| Legal Subdivision | BRANDYWYNE SUBDIVISION |
| Legal Tract | 593510 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13902 |
401 18th St SE, a residential property, is owned by a company that bought it in May 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7001 NW 16TH ST, PLANTATION, FL 33313-5270 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Commercial Mortgage VALLEY NATIONAL BANK NA |
| Nov 12, 2020 | Loan Modification, Mortgage WELLS FARGO BK NA 2017-C2 (CE) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on File |
| Deed Sale | May 31, 2022 · Amount on File |
| Prior Sale | Oct 17, 2014 · Amount on File |
| Deed Document Number | 2022147227 |
| Deed Book / Page | 12274 / 961 |
| Prior Transfer Date | Nov 11, 2010 |
| Prior Transfer Doc | 0000184003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 401 18TH ST SE, WINTER HAVEN, FL 33884-1138 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1651 CONEY ISLAND AVE 530, 530, BROOKLYN, NY 11230-5849 |
| Document Number | 0000221800 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 13706/2126 |
| Instrument | 2025221800 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 401 18TH ST SE, WINTER HAVEN, FL 33884-1138 |
| Document Number | 0114902228 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 401 18TH ST SE WINTER HAVEN FL 338841138, WINTER HAVEN, FL 33884-1138 |
| Document Number | 0114902228 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 011490/002228 |
| Instrument | 267315 |
| Name | WELLS FARGO BK NA 2017-C2 (CE) |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 401 18th St SE was $42,206, up 4.7% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,220,794 (+1%) | $2,739,662 (+0.08%) Land $194,677 Building $1,420,482 | |
| 2025 | $42,206.00 (+4.74%) | $2,018,904 | $2,737,406 Land $194,677 Building $1,456,735 |
| 2024 | $40,295.00 (+25.42%) | ||
| 2023 | $32,129.00 (+2.47%) | $1,668,515 (+3.43%) Land $194,677 Building $1,473,838 | $1,668,515 (+3.43%) Land $194,677 Building $1,473,838 |
| 2022 | $31,355.00 | $1,613,167 Land $194,677 Building $1,418,490 | $1,613,167 Land $194,677 Building $1,418,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 401 18th St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 18th St SE is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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