401 18th St SE, Winter Haven, FL 33884 Property Records

Polk County property record for 401 18th St SE, Winter Haven, FL 33884

Property Summary

Property TypeApartment House (2-4 Units)
Details24,350 sqft · built 1980
Lot Size3.46 acres (150,918 sqft)
OwnerCompany Name on File
Last Sale$7,769,000 (May 2022)
Tax Bill$42,206 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN26-28-27-593510-000030

Property Details

APN / Parcel Number

Primary APN26-28-27-593510-000030
Alternative APNs
  • 272826593510000030
  • 72826000

Interior

Units8 Units
Stories1 Story
Building Area24,350 sqft Living Area
1st Floor Area24,350 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1989
Architectural StyleMulti-Family
Lot Area150,918 sqft
Total Buildings6 Buildings

Location & Zoning

Street Address401 18TH ST SE
CityWINTER HAVEN
StateFL
Zip33884-1138
Property CategoryCommercial
Property TypeResidential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning CodeRP
Legal DescriptionBRANDYWYNE SUB PB 66 PG 6 LOTS 3 4 & 5
Legal Range26E
Legal Township28S
Legal Section27
Legal SubdivisionBRANDYWYNE SUBDIVISION
Legal Tract593510
Legal Block2
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2002
Census Tract13902

Owner

401 18th St SE, a residential property, is owned by a company that bought it in May 2022.

Source: Polk County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address7001 NW 16TH ST, PLANTATION, FL 33313-5270
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
VALLEY NATIONAL BANK NA
Nov 12, 2020Loan Modification, Mortgage
WELLS FARGO BK NA 2017-C2 (CE)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2022 · Amount on File
Deed SaleMay 31, 2022 · Amount on File
Prior SaleOct 17, 2014 · Amount on File
Deed Document Number2022147227
Deed Book / Page12274 / 961
Prior Transfer DateNov 11, 2010
Prior Transfer Doc0000184003
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address401 18TH ST SE, WINTER HAVEN, FL 33884-1138
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1651 CONEY ISLAND AVE 530, 530, BROOKLYN, NY 11230-5849

Mortgage

Document Number0000221800
DateSep 22, 2025
Book Page13706/2126
Instrument2025221800
Lender
NameVALLEY NATIONAL BANK NA
TypeBank
AddressNEW YORK, NY 10017
Agreement
TypeCommercial Mortgage
AmountAmount on Record

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address401 18TH ST SE, WINTER HAVEN, FL 33884-1138
Document Number0114902228
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address401 18TH ST SE WINTER HAVEN FL 338841138, WINTER HAVEN, FL 33884-1138

Mortgage

Document Number0114902228
DateDec 10, 2020
Book Page011490/002228
Instrument267315
Lender
NameWELLS FARGO BK NA 2017-C2 (CE)
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 18th St SE was $42,206, up 4.7% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,220,794 (+1%)$2,739,662 (+0.08%) Land $194,677 Building $1,420,482
2025$42,206.00 (+4.74%)$2,018,904$2,737,406 Land $194,677 Building $1,456,735
2024$40,295.00 (+25.42%)
2023$32,129.00 (+2.47%)$1,668,515 (+3.43%) Land $194,677 Building $1,473,838$1,668,515 (+3.43%) Land $194,677 Building $1,473,838
2022$31,355.00$1,613,167 Land $194,677 Building $1,418,490$1,613,167 Land $194,677 Building $1,418,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 18th St SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 18th St SE is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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