401 16th St, Silvis, IL 61282 Property Records

Rock Island County property record for 401 16th St, Silvis, IL 61282

Property Summary

Property Type	Single Family Home
Details	1,333 sqft · built 1960
Lot Size	0.28 acres (12,261 sqft)
Owner	2 Company Names on Record
Last Sale	$220,000 (Jun 2025)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-32-305-001`

Property Details

APN / Parcel Number

Primary APN	`09-32-305-001`

Interior

Stories	1 Story
Building Area	1,333 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Lot Area	12,261 sqft (0.28 acres)
Garage Type	Detached
Garage Area	460 sqft

Location & Zoning

Street Address	401 16TH ST
City	SILVIS
State	IL
Zip	61282-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SIL
Legal Description	LOTS 1 & 2 BLOCK 25 6TH ADD TO VILLAGE OF SILVIS
Legal Subdivision	6TH ADD
Legal Block	25
Legal Lot Number	1-2
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1009
Census Tract	20301

Owner

Source: Rock Island County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	401 16TH ST, SILVIS, IL 61282-2521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit IH MISSISSIPPI VALLEY CU
Feb 20, 2026	Intrafamily Transfer, Transfer
Jun 10, 2025	Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	20256948
Prior Transfer Date	May 21, 2025
Prior Transfer Doc	0000007805
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	401 16TH ST, SILVIS, IL 61282-2521
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019945
Date	Dec 20, 2022
Instrument	2022-19945

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 25, 2027

Interest

Rate Type	Fixed Rate

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK ISLAND IL
Recording Date	Feb 20, 2026
Property Address	401 16TH ST, SILVIS, IL 61282-2521
Document Number	0000002001
Instrument Date	Jan 23, 2026
Instrument	2026-02001
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 16TH ST, SILVIS, IL 61282-2521

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jun 10, 2025
Property Address	401 16TH ST, SILVIS, IL 61282-2521
Document Number	0000006948
Instrument Date	May 21, 2025
Instrument	2025-06948
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 16TH ST, SILVIS, IL 61282-2521

Mortgage

Document Number	0000006949
Date	Jun 10, 2025
Instrument	2025-06949

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	12.5%

Mortgage

Document Number	0000006955
Date	Jun 10, 2025
Instrument	2025-06955

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate
Rate	7.25%

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Hampton Township
Municipality	Silvis City
Elementary School District	Silvis School District 34 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,521.00 (+8.6%) Homeowner's exemption Senior Citizen's exemption	$59,840 (+8%) Land $10,439 Building $49,401	$179,520 (+8%) Land $31,317 Building $148,203
2024	$4,163.00 (+7.16%)	$55,408 (+7.49%) Land $9,666 Building $45,742	$166,224 (+7.49%) Land $28,998 Building $137,226
2022	$3,885.00	$51,545 Land $8,992 Building $42,553	$154,635 Land $26,976 Building $127,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVIS serves 7,473 people · EPA ID IL1610700
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

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