401 15th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 401 15th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,186 sqft · built 1890
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2025)
Tax Bill	$1,930 (2026)
Deeds & Mortgages	Oct 2022 Sale Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-46569-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46569-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	801 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	33 ft Width
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	401 15TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S1/2 OF LOT 1 BLK 25 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028 EDELBROCKS ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	25
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2016
Census Tract	602

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 15TH AVE N, SAINT CLOUD, MN 56303-3946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed, Transfer
Oct 3, 2022	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Prior Sale	Apr 15, 2025 · Amount on Record
Deed Document Number	20251690898
Prior Transfer Date	Apr 14, 2025
Prior Transfer Doc	00A1690897
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 19, 2022
Property Address	401 15TH AVE N, SAINT CLOUD, MN 56303-3946
Document Number	00A1642878
Instrument Date	Sep 26, 2022
Instrument	A1642878
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 15TH AVE N, SAINT CLOUD, MN 56303-3946

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 3, 2022
Property Address	401 15TH AVE N, SAINT CLOUD, MN 56303-3946
Document Number	00A1641844
Instrument Date	Sep 26, 2022
Instrument	A1641844
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 5TH AVE N, COLD SPRING, MN 56320-4511

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,930.00 (-22.92%)
2025		$159,200 (+4.05%) Land $30,000 Building $129,200	$159,200 (+4.05%) Land $30,000 Building $129,200
2023	$2,504.00	$153,000 Land $20,000 Building $133,000	$153,000 Land $20,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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