Lowndes County property record for 401 12th St N, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,523 sqft · built 1972 |
| Lot Size | 0.207 acres (9,020 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,579 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 61W070404500 |
| Primary APN | 61W070404500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,523 sqft Adjusted Area |
| 1st Floor Area | 2,301 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,020 sqft (0.207 acres) |
| Lot Dimensions | 110 ft deep x 82 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 015119 |
|---|---|
| Street Address | 401 12TH ST N |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 401 12TH ST N BLOCK 81 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 16 |
| Legal Subdivision | NORTH OF MAIN |
| Legal Block | 81 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 902 |
401 12th St N is owned and occupied by two individuals who acquired it in October 2021.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 12TH ST N, COLUMBUS, MS 39701-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Oct 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2021 |
| Deed Sale | Oct 13, 2021 |
| Deed Document Number | 0020219172 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 401 12TH ST N, COLUMBUS, MS 39701-4643 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202317733 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 2023/17733 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 401 12TH ST N, COLUMBUS, MS 39701-4643 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00202131838 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 2021/31838 |
| Name | BANCORPSOUTH BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 401 12th St N was $1,579, up 1.3% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 (+1.28%) | $9,664 | $64,420 Land $5,050 Building $59,370 |
| 2024 | $1,559.00 (+17.39%) | ||
| 2023 | $1,328.00 | $8,122 | $54,140 Land $5,050 Building $49,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 12th St N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 401 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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