401 10th St SE, Freeport, MN 56331 Property Records

Stearns County property record for 401 10th St SE, Freeport, MN 56331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,282 sqft · built 2011
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2018)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-32269-0209`

Property Details

APN / Parcel Number

Primary APN	`54-32269-0209`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,282 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	528 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 10TH ST SE
City	FREEPORT
State	MN
Zip	56331-9049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 006 WELLE'S COUNTRY ACRES PL 3 SECTION 10 TOWNSHIP 125 RANGE 032 SECTION 10 TOWNSHIP 125 RANGE 032
Legal Range	32W
Legal Township	125
Legal Section	10
Legal Subdivision	WELLES COUNTRY ACRES PL 3
Legal Block	6
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1044
Census Tract	10500

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 10TH ST SE, FREEPORT, MN 56331-9049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Oct 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Mar 23, 2016 · Amount on Record
Deed Document Number	20181530279
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 2, 2026
Property Address	401 10TH ST SE, FREEPORT, MN 56331-9049
Document Number	0001716345
Instrument Date	Jul 1, 2026
Instrument	20261716345
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	CLOSING AND TITLE SERVICES, KEY TITLE & CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,989.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 10TH ST SE, FREEPORT, MN 56331-9049

Mortgage

Document Number	0001716346,
Date	Jul 2, 2026
Instrument	20261716346

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 1, 2018
Property Address	401 10TH ST SE, FREEPORT, MN 56331-9049
Document Number	00A1530279
Instrument Date	Sep 20, 2018
Instrument	A1530279
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 10TH ST SE, FREEPORT, MN 56331-9049

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Freeport City
Unified School District	Melrose Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,302.00 (+13.24%)
2025		$271,300 (+11.83%) Land $35,200 Building $236,100	$271,300 (+11.83%) Land $35,200 Building $236,100
2023	$2,916.00	$242,600 Land $35,200 Building $207,400	$242,600 Land $35,200 Building $207,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Freeport serves 685 people · EPA ID MN1730013
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Albany Mutual Telephone Association Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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