4009 Windward Dr, Mount Airy, MD 21771 Property Records

Carroll County property record for 4009 Windward Dr, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,916 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2007)
Tax Bill	$6,211 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-029202`

Property Details

APN / Parcel Number

Primary APN	`13-029202`
Alternative APN	`029202`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,916 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	119 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	029202
Street Address	4009 WINDWARD DR
City	MOUNT AIRY
State	MD
Zip	21771-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 5 - 2.00 ACS WINDWARD DR 40-90 SC 2 WIND SONG FARMS SEC
Legal Subdivision	FAIR WINDS ESTATES SEC 02
Legal Lot Number	5
Jurisdiction	CARROLL MD
Township / Civil Division	13, MOUNT AIRY
Census Block Group	3
Census Block	3017
Census Tract	513001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4009 Windward Dr is owned and occupied by two individuals who bought it in December 2007.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4009 WINDWARD DR, MOUNT AIRY, MD 21771-7405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2007 · Amount on File
Deed Sale	Dec 12, 2007 · Amount on File
Prior Sale	Jun 25, 1997 · Amount on File
Deed Document Number	200771825
Deed Book / Page	5415 / 368
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4009 WINDWARD DR, MOUNT AIRY, MD 21771-7405
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094830484
Date	Nov 20, 2019
Book Page	9483/0484

Lender

Name	HOWARD BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4009 WINDWARD DR, MOUNT AIRY, MD 21771-7405
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ABODE SETGTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100730018
Date	Jan 26, 2021
Book Page	10073/18

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4009 Windward Dr was $6,211 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,211.00 (+4.88%) Homeowner's exemption	$560,800	$584,100 Land $210,000 Building $374,100
2025	$5,922.00 Homeowner's exemption
2023	$5,543.00 Homeowner's exemption	$490,533	$514,200 Land $210,000 Building $304,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4009 Windward Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4009 Windward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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