Albany County and Guilderland Town property record for 4009 Ryan Pl, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,107 sqft · built 2001 |
| Lot Size | 1.34 acres (58,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $451,000 (May 2022) |
| Tax Bill | $8,680 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.15-2-22 |
| Primary APN | 013089 28.15-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,107 sqft Living Area |
| 1st Floor Area | 2,107 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 58,490 sqft (1.34 acres) |
| Lot Dimensions | 337 ft deep x 173 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801500020220000000 |
|---|---|
| Street Address | 4009 RYAN PL |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | BLACKBERRY ESTATES LOT 22 |
| Legal Subdivision | RYAN PLACE |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage TRUSTCO BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Sep 20, 2017 | Warranty Deed, Transfer TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 202211372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4465 E GENESEE ST 174, 174, SYRACUSE, NY 13214-2229 |
| Document Number | 0000001373 |
|---|---|
| Date | May 5, 2022 |
| Instrument | R2022-11373 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004958 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | R2020-24958 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004957 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | R2020-24957 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005468 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | R2020-25468 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 21, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 20, 2017 |
| Property Address | 4009 RYAN PL, SCHENECTADY, NY 12303-2819 |
| Document Number | 0000002461 |
| Map Reference | MAP9288 DR172 |
| Instrument Date | Sep 18, 2017 |
| Instrument | R2017-22461 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4009 RYAN PL, 4009, SCHENECTADY, NY 12303-2819 |
| Name | Verified Name |
|---|---|
| Address | 2 BRIARWOOD TER, ALBANY, NY 12203-5309 |
| Document Number | 0000002462 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | R2017-22462 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,680.00 (+0.01%) | ||
| 2025 | $8,679.00 (-0.3%) | $361,000 (-) Land $72,000 Building $289,000 | $481,333 (+13.33%) Land $96,000 Building $385,333 |
| 2023 | $361,000 (-) Land $72,000 Building $289,000 | $424,706 (+7.06%) Land $84,706 Building $340,000 | |
| 2022 | $361,000 Land $72,000 Building $289,000 | $396,703 Land $79,121 Building $317,582 | |
| 2021 | $8,705.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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