Story County property record for 4009 Ross Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,052 sqft · built 1967 |
| Lot Size | 0.266 acres (11,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (May 2021) |
| Tax Bill | $3,372 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-103-080 |
| Primary APN | 09-05-103-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,052 sqft Living Area |
| Basement Area | 1,052 sqft |
| Finished Basement | 590 sqft |
| Unfinished Basement | 462 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,602 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 326 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4009 ROSS RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | ONTARIO HEIGHTS SD 7TH ADD LOT:2 AMES |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 05 |
| Legal Subdivision | ONTARIO HEIGHTS SD 7TH ADD |
| Legal Lot Number | 2 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 600 |
4009 Ross Rd is owned and occupied by an individual who bought it in May 2021.
Source: Story County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4009 ROSS RD, AMES, IA 50014-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage IOWA SAVINGS BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| May 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Jul 12, 2017 · Amount on File |
| Deed Document Number | 20216475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 4009 ROSS RD, AMES, IA 50014-3832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201700006919 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 2017-00006919 |
| Name | IOWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CARROLL, IA 51401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 4009 ROSS RD, AMES, IA 50014-3832 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202103602 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-03602 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | May 24, 2021 |
| Property Address | 4009 ROSS RD, AMES, IA 50014-3832 |
| Document Number | 0202106475 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021-06475 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4009 ROSS RD, AMES, IA 50014-3832 |
| Document Number | 0202106476 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-06476 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4009 Ross Rd was $3,372 with a homeowner's exemption, up 11.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,372.00 (+11.43%) Homeowner's exemption | $265,100 Land $58,000 Building $207,100 | $265,100 Land $58,000 Building $207,100 |
| 2024 | $3,026.00 | ||
| 2023 | $227,200 Land $42,100 Building $185,100 | $227,200 Land $42,100 Building $185,100 | |
| 2022 | $2,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4009 Ross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4009 Ross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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