St. Clair County property record for 4009 Palms Rd, Casco, MI 48064
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,292 sqft · built 1949 |
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,413 (2024) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-12-013-1001-000 |
| Primary APN | 74-12-013-1001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,292 sqft Living Area |
| Basement Area | 840 sqft |
| Year Built | Built 1949 |
|---|---|
| Lot Area | 46,174 sqft (1.05 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74120131001000 |
|---|---|
| Street Address | 4009 PALMS RD |
| City | CASCO |
| State | MI |
| Zip | 48064-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG FROM NW SEC COR, TH N 89D 39M 50S E 300', TH S 142', TH S 89D 30M 50S W 30' TH S 13', TH S 89D 39M 50S W 270', TH N 155' |
| Legal Range | 15E |
| Legal Township | 04N |
| Legal Section | 13 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CASCO |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 651100 |
4009 Palms Rd is owned and occupied by two individuals who acquired it in July 2025.
Source: St. Clair County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4009 PALMS RD, CASCO, MI 48064-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2024 |
| Deed Sale | Jun 26, 2024 |
| Prior Sale | Jun 26, 2024 |
| Deed Document Number | 0005724128 |
| Deed Book / Page | 5724 / 128 |
| Last Transfer Date | Jul 22, 2025 |
| Transfer Doc | 0005833449 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4009 PALMS RD, CASCO, MI 48064-2713 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4009 PALMS RD, CASCO, MI 48064-2713 |
| Document Number | 0005622924 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 5622/924 |
| Instrument | 2023009034 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2043 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Casco Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,400 | ||
| 2024 | $1,413.00 | $204,800 | |
| 2023 | $86,800 | ||
| 2022 | $1,305.00 | $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4009 Palms Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4009 Palms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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