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4009 Lancaster Ring Rd, Fredericksburg, VA 22408 Property Records

Spotsylvania County property record for 4009 Lancaster Ring Rd, Fredericksburg, VA 22408 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,550 sqft · built 2000
Lot Size0.392 acres (17,090 sqft)
Owner2 Individual Names on File
Last Sale$469,000 (Oct 2024)
Tax Bill$3,170 (2026)
Deeds & MortgagesOct 2021 Refinance
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050A 4-219

Property Details

APN / Parcel Number

Primary APN050A 4-219
Alternative APN
  • 50A-4-219

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,550 sqft Finished Area
Basement Area759 sqft
Finished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area17,090 sqft (0.392 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area140 sqft
Deck Area140 sqft
Patio Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4009 LANCASTER RING RD
CityFREDERICKSBURG
StateVA
Zip22408-8769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLANCASTER GATE LOT 219 SEC 3A
Legal SubdivisionLANCASTER GATE
Legal Lot Number219
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1002
Census Tract20207

Owner

Source: Spotsylvania County records · APN 050A 4-219

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4009 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP
May 21, 2019Warranty Deed, Transfer · Conventional with PMI
SWBC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2024 · Amount on Record
Deed SaleOct 02, 2024 · Amount on Record
Prior SaleMay 21, 2019 · Amount on Record
Deed Document Number202414092
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address4009 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8769
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210030690
DateOct 13, 2021
Instrument210030690
Lender
NameDRAPER AND KRAMER MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateMay 21, 2019
Property Address4009 LANCASTER RING RD, FREDERICKSBURG, VA 22408-8769
Document Number201900007635
Instrument DateMay 03, 2019
Instrument7635
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$309.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 LANCASTER RING RD FREDERICKSBURG VA 224088769, FREDERICKSBURG, VA 22408-8769

Mortgage

Document Number201900007636
DateMay 21, 2019
Instrument7636
Lender
NameSWBC MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 20, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,170.00 (+26.5%)$430,000 (+32.39%) Land $160,000 Building $270,000
2025$430,000 (+32.39%) Land $160,000 Building $270,000
2023$2,506.00$324,800 Land $100,000 Building $224,800$324,800 Land $100,000 Building $224,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770202071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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