Howard County property record for 4009 Dee Jay Dr, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,664 sqft · built 1966 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Oct 2021) |
| Tax Bill | $9,738 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-237725 |
| Primary APN | 02-237725 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 600 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 237725 |
|---|---|
| Street Address | 4009 DEE JAY DR |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 21 20,473 SQ' 4009 DEE JAY DR GWYNN ACRES BL M S5 |
| Legal Subdivision | GWYNN ACRES |
| Legal Block | M |
| Legal Lot Number | 21 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 602304 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage APL FCU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Feb 8, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Sep 8, 2015 · Amount on Record |
| Deed Book / Page | 21016 / 107 |
| Transfer Doc | 0000002593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 15, 2021 |
| Property Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 0210160107 |
| Book / Page | 21016 / 107 |
| Map Reference | MB 10 FO 13 |
| Instrument Date | Jul 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 21016113 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 21016/113 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0183650391 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 18365/391 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 30, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 0194400049 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4009 DEE JAY DR ELLICOTT CITY MD 210425609, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 0194400049 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 019440/000049 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4009 DEE JAY DR, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 0174690455 |
| Book / Page | 017469 / 000455 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4009 DEE JAY DR ELLICOTT CITY MD 210425609, ELLICOTT CITY, MD 21042-5609 |
| Document Number | 0174690455 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 017469/000455 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,738.00 (+4.96%) Homeowner's exemption | $632,633 (+4.85%) | $661,900 (-) Land $349,700 Building $312,200 |
| 2025 | $9,278.00 (+53.71%) Homeowner's exemption | $603,367 (+8.7%) | $661,900 (+15.29%) Land $349,700 Building $312,200 |
| 2023 | $555,100 | $574,100 Land $294,700 Building $279,400 | |
| 2022 | $6,036.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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