4009 Dancing Cloud Ct, Unit 26, Destin, FL 32541 Property Records

Okaloosa County property record for 4009 Dancing Cloud Ct, Unit 26, Destin, FL 32541

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,013 sqft · built 1999
Lot Size17.8 acres (775,514 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Nov 2021)
Tax Bill$2,208 (2025)
Deeds & MortgagesNov 2021 Sale
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-8787-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-8787-7
Alternative APN
  • 00-2S-22-1050-0003-0026

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,013 sqft Heated Area

Exterior

Year BuiltBuilt 1999
Lot Area775,514 sqft

Location & Zoning

Street Address4009 DANCING CLOUD CT UNIT 26, 26
CityDESTIN
StateFL
Zip32541-3386
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 26 BLDG 3
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4009 DANCING CLOUD CT UNIT 26, 26, DESTIN, FL 32541-3386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 14, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleNov 14, 2018 · Amount on Record
Deed Document Number0035851929
Deed Book / Page3585 / 1929
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 5, 2021
Property Address4009 DANCING CLOUD CT UNIT 26, 26, DESTIN, FL 32541-3386
Document Number0035851929
Book / Page3585 / 1929
Map ReferenceMB 2672 PG 3597
Instrument DateNov 5, 2021
Instrument3503085
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 DANCING CLOUD CT, DESTIN, FL 32541-3388

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 14, 2018
Property Address4009 DANCING CLOUD CT UNIT 26, 26, DESTIN, FL 32541-3386
Document Number0033744638
Book / Page3374 / 4638
Map ReferenceMB2672 PG3597
Instrument DateNov 2, 2018
Instrument3243364
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyVINTAGE TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3225 W ROCHELLE RD, 3225, IRVING, TX 75062-4127

Transferred To (Grantee/Buyer)

NameVerified Name
Address4009 DANCING CLOUD CT UNIT 26, 26, DESTIN, FL 32541-3386

Mortgage

Document Number0003243365
DateNov 14, 2018
Instrument3243365
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,208.00 (+4.69%)$210,000 (+2.44%) Building $210,000$210,000 (+2.44%) Building $210,000
2023$2,109.00 (+12.96%)$205,000 (+17.82%) Building $205,000$205,000 (+17.82%) Building $205,000
2022$1,867.00$174,000 Building $174,000$174,000 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured
incl. 533 condo units
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Dennis, Jul 2005 · 12 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 42 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: CenturyLink.

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