4009 Bay Front Rd, Mobile, AL 36605 Property Records

Mobile County property record for 4009 Bay Front Rd, Mobile, AL 36605

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,786 sqft · built 2017
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Nov 2020)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`R023212400006002`

Property Details

APN / Parcel Number

Primary APN	`R023212400006002`
Alternative APNs	`32 12 40 0 006 002.XXX` `01047799` `1047799`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Interior Walls	Wood

Exterior

Year Built	Built 2017
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	320 ft deep x 90 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	386 sqft
Deck Area	48 sqft
Patio Area	158 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1047799
Old Parcel Number	R023212400006002
Street Address	4009 BAY FRONT RD
City	MOBILE
State	AL
Zip	36605-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A RESUBDIVISION OF LOTS 3, 4, & 5 BLOCK 4 PEARSON SUBDIVISION MBK 132/77
Legal Range	01W
Legal Township	05S
Legal Section	40
Legal Subdivision	PEARSON SUBDIVISION
Legal Block	4
Legal Lot Number	3-5,A
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1001
Census Tract	1800

Owner

4009 Bay Front Rd is owned and occupied by an individual who bought it in November 2020.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4009 BAY FRONT RD, MOBILE, AL 36605-3759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK
Mar 19, 2018	Loan Modification, Mortgage COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	2020067644
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 4, 2020
Property Address	4009 BAY FRONT RD, MOBILE, AL 36605-3759
Document Number	0000067644
Map Reference	MB 132 PG 77
Instrument Date	Oct 28, 2020
Instrument	2020067644
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 S CARLEN ST, 123, MOBILE, AL 36606-1460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 BAY FRONT RD, MOBILE, AL 36605-3759

Mortgage

Document Number	0000067645
Date	Nov 4, 2020
Instrument	2020067645

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MOBILE AL
Property Address	4009 BAY FRONT RD, MOBILE, AL 36605-3759
Document Number	0000016323
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 BAY FRONT RD MOBILE AL 366053759, MOBILE, AL 36605-3759

Mortgage

Document Number	0000016323
Date	Mar 26, 2018
Book Page	007617/001323
Instrument	16323

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4009 Bay Front Rd was $2,692 with a homeowner's exemption, up 2.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+2.12%) Homeowner's exemption	$43,280 (+2.1%) Land $11,770 Building $31,510	$432,800 (+2.1%) Land $117,700 Building $315,100
2024	$2,636.00 (+7.64%) Homeowner's exemption	$42,390 (+10.42%) Land $11,770 Building $30,620	$423,900 (+10.42%) Land $117,700 Building $306,200
2023	$2,449.00	$38,390 Land $8,450 Building $29,940	$383,900 Land $84,500 Building $299,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4009 Bay Front Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	314 (1979–2024)
Claims Outside the SFHA	48 of 314
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Sep 2005 · 177 claims Hurricane Ivan, Sep 2004 · 13 claims Hurricane Georges, Sep 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4009 Bay Front Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 81% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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