40084 Karstens Rd, Deer River, MN 56636 Property Records

Itasca County property record for 40084 Karstens Rd, Deer River, MN 56636

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,404 sqft · built 2009
Lot Size	5.98 acres (260,489 sqft)
Owner	Individual Name on File
Tax Bill	$662 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2017 Mortgage
Flood Zone	Zone D (undetermined)
APN	`32-016-3302`

Property Details

APN / Parcel Number

Primary APN	`32-016-3302`
Alternative APNs	`130714` `36909`

Interior

Bedrooms	3 Beds
Building Area	1,404 sqft Base Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	260,489 sqft (5.98 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	264 sqft
Storage Building	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	130714
Street Address	40084 KARSTENS RD
City	DEER RIVER
State	MN
Zip	56636-2256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 400' SW SW LESS THE N 660 THEREOF
Legal Range	25W
Legal Township	146
Legal Section	16
Jurisdiction	ITASCA MN
Township / Civil Division	OTENEAGEN
Census Block Group	2
Census Block	2086
Census Tract	940000

Owner

Source: Itasca County records · APN 32-016-3302

Assessment roll updated August 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40084 KARSTENS RD, DEER RIVER, MN 56636-2256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 06, 2026	Deed of Trust, Mortgage AFFINITY PLUS FCU
Feb 23, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 26, 2016
Transfer Doc	0000710834
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	40084 KARSTENS RD, DEER RIVER, MN 56636-2256
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000795484
Date	Mar 06, 2026
Instrument	A000795484

Lender

Name	AFFINITY PLUS FCU

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 01, 2036

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ITASCA MN
Recording Date	Feb 23, 2017
Property Address	40084 KARSTENS RD, DEER RIVER, MN 56636-2256
Document Number	A000710834
Instrument Date	Aug 26, 2016
Instrument	A000710834
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40084 KARSTENS RD, DEER RIVER, MN 56636-2256

Mortgage

Document Number	A000710835
Date	Feb 23, 2017
Instrument	A000710835

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Sep 01, 2036

Tax Assessment & Valuation

Source: Itasca County records · Assessment roll updated August 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
County Subdivision	Oteneagen Township
Unified School District	Deer River Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$662.00 (-5.43%)
2025		$100,600 (-21.1%) Land $24,740 Building $75,860	$135,000 (+5.88%) Land $33,200 Building $101,800
2024	$700.00
2022		$127,500 Land $31,600 Building $95,900	$127,500 Land $31,600 Building $95,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Paul Bunyan Rural Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

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