4008 Mayne Ln, Ferndale, WA 98248 Property Records

Whatcom County property record for 4008 Mayne Ln, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 5,128 sqft · built 1979
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jul 2017)
Tax Bill	$16,741 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380116-020468-0000`

Property Details

APN / Parcel Number

Primary APN	`380116-020468-0000`
Alternative APNs	`543220` `39668`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,128 sqft Living Area
Gross Area	5,821 sqft
1st Floor Area	3,942 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	143 sqft
Deck Area	400 sqft
Patio Area	288 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	39668
Street Address	4008 MAYNE LN
City	FERNDALE
State	WA
Zip	98248-9578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SANDY POINT SHORES NO 3 ALL LOT 61-NWLY PTN AS DEFINED BY A LI DRAWN FR MIDPOINT OF WESTERN BNDRY TO MIDPOINT OF ELY BNDRY OF LOT 62
Legal Range	01
Legal Township	38
Legal Section	16
Legal Subdivision	SANDY POINT SHORES NO 3
Legal Block	1
Legal Lot Number	61
Jurisdiction	WHATCOM WA
Township / Civil Division	LUMMI RESERVATION
Census Block Group	1
Census Block	1021
Census Tract	940001

Owner

4008 Mayne Ln is owned and occupied by an individual who acquired it in June 2026.

Source: Whatcom County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4008 MAYNE LN, FERNDALE, WA 98248-9578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jul 14, 2017	Warranty Deed, Transfer UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Mar 31, 2004 · Amount on File
Deed Document Number	2017701427
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000001572
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 17, 2026
Property Address	4008 MAYNE LN, FERNDALE, WA 98248-9578
Document Number	0000001572
Instrument Date	Jun 17, 2026
Instrument	20261572
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4008 MAYNE LN, FERNDALE, WA 98248-9578
Document Number	2200203181
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4008 MAYNE LN FERNDALE WA 982489578, FERNDALE, WA 98248-9578

Mortgage

Document Number	2200203181
Date	Feb 28, 2020
Instrument	203181

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 14, 2017
Property Address	4008 MAYNE LN, FERNDALE, WA 98248-9578
Document Number	2170701427
Instrument Date	Jun 25, 2017
Instrument	701427
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,753.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4008 MAYNE LN FERNDALE WA 982489578, FERNDALE, WA 98248-9578

Mortgage

Document Number	2170701428
Date	Jul 14, 2017
Instrument	701428

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4008 Mayne Ln was $16,741.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,741.00	$2,103,963 Land $545,797 Building $1,558,166	$2,103,963 Land $545,797 Building $1,558,166
2022		$1,769,666 Land $459,063 Building $1,310,603	$1,769,666 Land $459,063 Building $1,310,603
2021	$14,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4008 Mayne Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	16 (1990–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4008 Mayne Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY POINT IMPROVEMENT CO private · serves 2,098 people · EPA ID WA5376105
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Ziply Fiber.

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