4008 Cypress Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 4008 Cypress Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft · built 2022
Lot Size	0.672 acres (29,261 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (Mar 2026)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0087P-0B-028.15`

Property Details

APN / Parcel Number

Primary APN	`0087P-0B-028.15`
Alternative APN	`76290`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	2,386 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,261 sqft (0.672 acres)
Lot Width	114 ft Width
Garage Area	588 sqft

Location & Zoning

Account Number	76290
Street Address	4008 CYPRESS CIR
City	LANCASTER
State	SC
Zip	29720-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	44X228X36X257X166
Legal Subdivision	BOWERS
Legal Block	15
Legal Lot Number	15
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4000
Census Tract	10600

Owner

4008 Cypress Cir is owned by an individual who bought it in March 2026.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	206 ROWSE DR, LYNCHBURG, VA 24502-5393
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2022	Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Jan 24, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Apr 6, 2022 · Amount on File
Deed Document Number	20263096
Deed Book / Page	2031 / 85
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000003083
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Mar 6, 2026
Property Address	4008 CYPRESS CIR, LANCASTER, SC 29720-8105
Document Number	0000003083
Book / Page	2031 / 62
Map Reference	MB 99 PG 311
Instrument Date	Mar 5, 2026
Instrument	2026003083
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 ROWSE DR, LYNCHBURG, VA 24502-5393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ROWSE DR, LYNCHBURG, VA 24502-5393

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 6, 2026
Property Address	4008 CYPRESS CIR, LANCASTER, SC 29720-8105
Document Number	0000003096
Book / Page	2031 / 85
Map Reference	MB 99 PG 311
Instrument Date	Mar 4, 2026
Instrument	2026003096
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 ROWSE DR, LYNCHBURG, VA 24502-5393

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 CYPRESS CIR, LANCASTER, SC 29720-8105

Mortgage

Document Number	0000003097
Date	Mar 6, 2026
Instrument	2026003097

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

April 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 6, 2022
Property Address	4008 CYPRESS CIR, LANCASTER, SC 29720-8105
Document Number	0000005933
Book / Page	1537 / 260
Map Reference	MB 99 PG 311
Instrument Date	Apr 6, 2022
Instrument	2022005933
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4008 CYPESS CIRCLE, ROCK HILL, SC 29730

Mortgage

Document Number	0000005934
Date	Apr 6, 2022
Instrument	2022005934

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 24, 2020
Property Address	4008 CYPRESS CIR, LANCASTER, SC 29720-8105
Document Number	0000001337
Book / Page	001302 / 000172
Instrument Date	Jan 23, 2020
Instrument	1337
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2710 MCILWAIN RD LANCASTER SC 297209572, LANCASTER, SC 29720-9572

Tax Assessment & Valuation

The 2025 property tax bill for 4008 Cypress Cir was $1,939, down 7.2% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (-7.22%)	$13,276 (-2.53%) Land $2,400 Building $10,876	$331,900 (-2.53%) Land $60,000 Building $271,900
2024	$2,090.00 (+0.43%)	$13,620 (-33.33%) Land $1,200 Building $12,420	$340,500 (-) Land $30,000 Building $310,500
2023	$2,081.00 (+513.86%)	$20,430 (+1,879.65%) Land $1,800 Building $18,630	$340,500 (+1,879.65%) Land $30,000 Building $310,500
2022	$339.00	$1,032 Land $1,032	$17,200 Land $17,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4008 Cypress Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1989–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4008 Cypress Cir is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

May also be available: RiverNet Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Cir

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