4008 Carter Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 4008 Carter Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,554 sqft · built 1906
Lot Size	0.079 acres (3,441 sqft)
Owner	Individual Name on File
Last Sale	$101,500 (Oct 2015)
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`651-0053-0022-00`

Property Details

APN / Parcel Number

Primary APN	`651-0053-0022-00`
Alternative APN	`121850932`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	686 sqft
2nd Floor Area	686 sqft
Attic	Attic
Attic Area	182 sqft
Basement Area	686 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	125 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4008 CARTER AVE
City	CINCINNATI
State	OH
Zip	45212-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	4008 CARTER ST 30 X 125 ES CARTER 100 FT N WILLIAMS
Legal Subdivision	QUEENCREST
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	4
Census Block	4002
Census Tract	25600

Owner

4008 Carter Ave is owned and occupied by an individual who bought it in October 2015.

Source: Hamilton County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · FHA Mortgage LOAN PRONTO INC
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 24, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2015 · Amount on File
Deed Sale	Oct 27, 2015 · Amount on File
Prior Sale	Apr 13, 1998 · Amount on File
Deed Document Number	2015115680
Deed Book / Page	13027 / 977
Prior Transfer Date	Dec 21, 2006
Prior Transfer Doc	0000000116
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529

Mortgage

Document Number	0000006288
Date	Jan 27, 2026
Book Page	15590/1376
Instrument	2026-0006288

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044940
Date	Jun 29, 2023
Book Page	14947/1437
Instrument	2023-0044940

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529
Document Number	0000038602
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 CARTER AVE NORWOOD OH 452123529, NORWOOD, OH 45212-3529

Mortgage

Document Number	0000038602
Date	Apr 27, 2020
Book Page	014155/001961
Instrument	38602

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	4008 CARTER AVE, CINCINNATI, OH 45212-3529
Document Number	0000039141
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 CARTER AVE NORWOOD OH 452123529, NORWOOD, OH 45212-3529

Mortgage

Document Number	0000039141
Date	Apr 28, 2020
Book Page	014156/002296
Instrument	39141

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4008 Carter Ave was $2,448, down 4.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,448.00 (-4.08%)	$50,712 (-) Land $7,511 Building $43,201	$144,890 Land $21,460 Building $123,430
2024	$2,552.00 (-2.63%)	$50,712 (-) Land $7,511 Building $43,201
2023	$2,621.00 (+5.18%)	$50,712 (+25.22%) Land $7,511 Building $43,201	$144,890 Land $21,460 Building $123,430
2022	$2,492.00 Homeowner's exemption	$40,499 Land $5,044 Building $35,455
2020			$115,710 Land $14,410 Building $101,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4008 Carter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4008 Carter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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