4008 Bianca St, Sebring, FL 33872 Property Records

Highlands County property record for 4008 Bianca St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,225 sqft · built 1985
Lot Size	0.388 acres (16,891 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Sep 2026)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-020-0280-0190`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-020-0280-0190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
Gross Area	1,547 sqft
1st Floor Area	969 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco/Tile/Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,891 sqft (0.388 acres)
Lot Dimensions	125 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	322 sqft
Driveway	Concrete Driveway
Driveway Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	397 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4008 BIANCA ST
City	SEBRING
State	FL
Zip	33872-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE OF SEB UNIT 2 PB 9-PG 48 LOT 19 BLK 28
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LK SEB UNIT 02
Legal Block	28
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2008
Census Tract	960504

Owner

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4008 BIANCA ST, SEBRING, FL 33872-2149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	20262332770
Deed Book / Page	3220 / 1975
Prior Transfer Date	Nov 1, 2000
Prior Transfer Doc	0001078930
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 30, 2026
Property Address	4008 BIANCA ST, SEBRING, FL 33872-2149
Document Number	0002332770
Book / Page	3220 / 1975
Instrument Date	Sep 30, 2026
Instrument	20262332770
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	LAKEVIEW TITLE COMPANY, LAKEVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140,693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 BIANCA ST, SEBRING, FL 33872-2149

Mortgage

Document Number	0002332771,
Date	Sep 30, 2026
Instrument	20262332771

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00 (+49.42%)	$128,785 (+11.78%) Land $20,350 Building $108,435	$128,785 (+11.78%) Land $20,350 Building $108,435
2024	$1,801.00 (+9.95%)
2023	$1,638.00 (+9.86%)	$115,211 (+19.78%) Land $12,650 Building $102,561	$115,211 (+19.78%) Land $12,650 Building $102,561
2022	$1,491.00	$96,187 Land $6,050 Building $90,137	$96,187 Land $6,050 Building $90,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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