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4008 86th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 4008 86th St E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,432 sqft · built 2023
Lot Size0.177 acres (7,704 sqft)
Owner2 Individual Names on File
Last Sale$287,100 (Feb 2023)
Tax Bill$3,216 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6445-1745-9

Property Details

APN / Parcel Number

Primary APN6445-1745-9

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,432 sqft Living Area
Gross Area1,851 sqft
1st Floor Area1,432 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,704 sqft (0.177 acres)
View / LotLake Front
Garage TypeAttached
Garage Area399 sqft
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4008 86TH ST E
CityPALMETTO
StateFL
Zip34221-2085
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 146, PRAVELA PI #6445.1745/9
Legal SubdivisionPRAVELA
Legal Lot Number146
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group1
Census Block1003
Census Tract1915

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4008 86TH ST E, PALMETTO, FL 34221-2085
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2023 · Amount on File
Deed SaleFeb 23, 2023 · Amount on File
Deed Document Number202318154
Record UpdatedSep 20, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateFeb 23, 2023
Property Address4008 86TH ST E, PALMETTO, FL 34221-2085
Document Number0041018154
Map ReferenceMB 73 PG 9
Instrument DateFeb 22, 2023
Instrument202341018154
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 23, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,009.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 200, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address4008 86TH ST E, PALMETTO, FL 34221-2085

Mortgage

Document Number0041018155
DateFeb 23, 2023
Instrument202341018155
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,826 (-0.76%) Land $55,250 Building $163,576$218,826 (-0.76%) Land $55,250 Building $163,576
2025$220,495 (+299.09%) Land $55,250 Building $165,245$220,495 (+299.09%) Land $55,250 Building $165,245
2024$3,216.00 (+226.17%)
2023$986.00 (+291.27%)$55,250 (+228.07%) Land $55,250$55,250 (+228.07%) Land $55,250
2022$252.00$16,841 Land $16,841$16,841 Land $16,841

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

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