40075 Greentree Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40075 Greentree Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,557 sqft · built 2021
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Apr 2020)
Tax Bill	$9,381 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-077098`

Property Details

APN / Parcel Number

Primary APN	`03-077098`
Alternative APN	`077098`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,557 sqft Total Area
Basement Area	3,023 sqft
Finished Basement	3,023 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	959 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	077098
Street Address	40075 GREENTREE DR
City	LEONARDTOWN
State	MD
Zip	20650-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 500-14 PRESERVE AT BIG CHESTNUT
Legal Subdivision	THE PRESERVE AT BIG CHESTNUT PHASE ONE
Legal Lot Number	14
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4000
Census Tract	875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST HOME MORTGAGE CORP
Aug 26, 2020	Deed of Trust, Mortgage COLONIAL FARM CREDIT ACA
Apr 1, 2020	Grant Deed, Transfer · Conventional Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Deed Book / Page	5306 / 16
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651

Mortgage

Document Number	0064800385
Date	Mar 18, 2024
Book Page	6480/385

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059050217
Date	Sep 8, 2021
Book Page	5905/217

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054420001
Date	Aug 26, 2020
Book Page	5442/1

Lender

Name	COLONIAL FARM CREDIT ACA
Type	Bank
Address	HUGHESVILLE, MD 20637

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2030

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 1, 2020
Property Address	40075 GREENTREE DR, LEONARDTOWN, MD 20650-5651
Document Number	0053060016
Book / Page	005306 / 000016
Instrument Date	Mar 27, 2020
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44985 HAMPTON BIVD #215 LEONARDTOWN MD 20650, 215, LEONARDTOWN, MD 20650

Mortgage

Document Number	53060021
Date	Apr 1, 2020
Book Page	005306/000021

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	HUGHESVILLE, MD 20637

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$974,600 (+52.07%)	$1,156,000 (+56.45%) Land $134,200 Building $1,021,800
2025	$9,381.00 (+40.5%) Homeowner's exemption
2023	$6,677.00	$640,900	$738,900 Land $134,200 Building $604,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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