4007 Xavier Ct, Ocean Springs, MS 39564 Property Records

Jackson County property record for 4007 Xavier Ct, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,050 sqft · built 2002
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on File
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`787.26-03-0072.00`

Property Details

APN / Parcel Number

Primary APN	`787.26-03-0072.00`
Alternative APNs	`61039192.000` `059113`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,050 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	35,719 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	059113
Street Address	4007 XAVIER CT
City	OCEAN SPRINGS
State	MS
Zip	39564-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 192 BIENVILLE PL S/D PH IV PB 20-29 DB 1651-4 (72 MAP787.26-03)
Legal Range	08W
Legal Township	07S
Legal Section	26
Legal Subdivision	BIENVILLE PL
Legal Phase	4
Legal Lot Number	192
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	40701

Owner

4007 Xavier Ct is owned and occupied by an individual who acquired it in August 2011.

Source: Jackson County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4007 XAVIER CT, OCEAN SPRINGS, MS 39564-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2011
Deed Sale	Aug 19, 2011
Deed Document Number	0000016514
Deed Book / Page	1651 / 4
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	4007 XAVIER CT, OCEAN SPRINGS, MS 39564-1414
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004017/88
Date	Aug 31, 2023
Book Page	4017/88
Instrument	202317708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	4007 XAVIER CT, OCEAN SPRINGS, MS 39564-1414
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003732/237
Date	Dec 4, 2020
Book Page	3732/237
Instrument	202026486

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4007 Xavier Ct was $3,051 with a homeowner's exemption, up 4.8% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Ocean Springs City
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+4.85%) Homeowner's exemption	$22,419 (+0.65%) Land $6,096 Building $16,323	$224,186 (+0.65%) Land $60,960 Building $163,226
2024	$2,910.00 (-0.75%) Homeowner's exemption	$22,274 (+0.36%) Land $5,915 Building $16,359	$222,739 (+0.36%) Land $59,150 Building $163,589
2023	$2,932.00 (-0.31%) Homeowner's exemption	$22,195 (-) Land $5,915 Building $16,280	$221,949 (-) Land $59,150 Building $162,799
2022	$2,941.00 Homeowner's exemption	$22,195 Land $5,915 Building $16,280	$221,949 Land $59,150 Building $162,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4007 Xavier Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 218 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	218 in force
Nearby Flood Claims	13 (1998–2026)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Zeta, Oct 2020 · 4 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4007 Xavier Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Singing River Connect.

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