4007 Three Oaks Dr, Fort Wayne, IN 46809 Property Records

Allen County property record for 4007 Three Oaks Dr, Fort Wayne, IN 46809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,262 sqft · built 2000
Lot Size	0.206 acres (8,970 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Dec 2021)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-12-20-430-008.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-20-430-008.000-074`
Alternative APN	`9651640036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,262 sqft Living Area
Gross Area	2,882 sqft
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,970 sqft (0.206 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	30 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4007 THREE OAKS DR
City	FORT WAYNE
State	IN
Zip	46809-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 KNOLLS OF ARDMORE SEC 2
Legal Subdivision	KNOLLS OF ARDMORE
Legal Lot Number	36
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2020
Census Tract	11502

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4007 THREE OAKS DR, FORT WAYNE, IN 46809-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Apr 9, 2014 · Amount on Record
Deed Document Number	202181593
Prior Transfer Date	Apr 5, 2004
Prior Transfer Doc	0000028723
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	4007 THREE OAKS DR, FORT WAYNE, IN 46809-9528
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020041337
Date	Jul 16, 2020
Instrument	2020041337

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Dec 6, 2021
Property Address	4007 THREE OAKS DR, FORT WAYNE, IN 46809-9528
Document Number	2021081593
Instrument Date	Nov 30, 2021
Instrument	2021081593
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4007 THREE OAKS DR, FORT WAYNE, IN 46809-9528

Mortgage

Document Number	2021081594
Date	Dec 6, 2021
Instrument	2021081594

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (+4.32%)	$223,500 (+25.07%) Land $37,400 Building $186,100	$223,500 (+25.07%) Land $37,400 Building $186,100
2024	$2,201.00 (+12.7%)
2023	$1,953.00 (-1.86%)	$178,700 (+0.22%) Land $16,400 Building $162,300	$178,700 (+0.22%) Land $16,400 Building $162,300
2022	$1,990.00 Homeowner's exemption	$178,300 Land $16,400 Building $161,900	$178,300 Land $16,400 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1978–2016)
Claims Outside the SFHA	2 of 17
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Mercury Fiber.

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