Okaloosa County property record for 4006 Lauren Ct, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,430 sqft · built 1998 |
| Lot Size | 0.203 acres (8,857 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,949 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-8453-5 |
| Primary APN | C56-000-589-8453-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 3,329 sqft |
| 1st Floor Area | 2,430 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 8,857 sqft (0.203 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4006 LAUREN CT |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIDDEN PINES S/D LOT 2 BLK C |
| Legal Subdivision | HIDDEN PINES S/D |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23305 |
4006 Lauren Ct is owner-occupied and held in a trust since August 2011.
Source: Okaloosa County records, as of March 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4006 LAUREN CT, DESTIN, FL 32541-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 5, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2011 |
| Transfer Doc | 0029974682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4006 LAUREN CT, DESTIN, FL 32541-2127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4006 LAUREN CT, DESTIN, FL 32541-2127 |
| Document Number | 0036462612 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 3646/2612 |
| Instrument | 3583954 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 5, 2021 |
| Property Address | 4006 LAUREN CT, DESTIN, FL 32541-2127 |
| Document Number | 0035851712 |
| Book / Page | 3585 / 1712 |
| Map Reference | MB 17 PG 30&31 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 3503025 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4006 LAUREN CT, DESTIN, FL 32541-2127 |
The 2025 property tax bill for 4006 Lauren Ct was $5,949.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,949.00 | $503,794 Land $135,185 Building $368,609 | $503,794 Land $135,185 Building $368,609 |
| 2023 | $5,339.00 (+9.95%) | $485,792 (+12%) Land $122,660 Building $363,132 | $485,792 (+12%) Land $122,660 Building $363,132 |
| 2022 | $4,856.00 | $433,749 Land $92,924 Building $340,825 | $433,749 Land $92,924 Building $340,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4006 Lauren Ct in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4006 Lauren Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
5G (outdoors only) and 4G LTE
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