4006 Kern St, Timnath, CO 80547 Property Records

Larimer County property record for 4006 Kern St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1920
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$123,000 (Sep 2008)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`87352-07-013`

Property Details

APN / Parcel Number

Primary APN	`87352-07-013`
Alternative APN	`R0329681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Detached
Garage Area	950 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R0329681
Old Parcel Number	8735207013
Street Address	4006 KERN ST
City	TIMNATH
State	CO
Zip	80547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 5 FT OF LOT 5, ALL LOT 6 & N 30 FT OF LOT 7, BLK 7, TIM
Legal Range	68
Legal Township	07
Legal Section	35
Legal Quarter	NW
Legal Subdivision	TIM BLK 7
Legal Block	7
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	2
Census Block	2043
Census Tract	2506

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4006 KERN ST, TIMNATH, CO 80547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2008 · Amount on Record
Deed Sale	Sep 10, 2008 · Amount on Record
Prior Sale	Sep 10, 2008 · Amount on Record
Deed Document Number	0000058136
Last Transfer Date	Dec 23, 2015
Transfer Doc	0000086141
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4006 KERN ST, TIMNATH, CO 80547
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005602
Date	Jan 26, 2018
Instrument	20180005602

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	4006 KERN ST, TIMNATH, CO 80547
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010619
Date	Jan 28, 2021
Instrument	20210010619

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+7.69%)	$34,251 (-10.56%) Land $1,563 Building $32,688	$548,000 (-4.13%) Land $25,000 Building $523,000
2023	$3,497.00 (+94.71%)	$38,297 (+122.01%) Land $1,675 Building $36,622	$571,600 (+130.3%) Land $25,000 Building $546,600
2022	$1,796.00	$17,250 Land $1,738 Building $15,512	$248,200 Land $25,000 Building $223,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: LightGig Communications.

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